Natural Disasters in Mount Carmel, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

34.2

Very Low

Expected Annual Loss

44.4

Score (0-100)

Social Vulnerability

21.2

Score (0-100)

Community Resilience

43.1

Score (0-100)

Top Hazard Risks

Landslide87.3Tornado60.5Strong Wind57.2

Hazard	Risk Score
Landslide	87.3
Tornado	60.5
Strong Wind	57.2
Ice Storm	44.2
Cold Wave	41.9
Earthquake	40.0
Drought	39.7
Hail	30.5
Lightning	28.8
Heat Wave	23.9
Winter Weather	21.5
Wildfire	14.9
Hurricane	10.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

11 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jul 22, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 23, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 23, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 25, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jul 22, 1998	Severe Storm	SEVERE STORMS AND TORNADOES, AND FLOODING
Jul 3, 1996	Severe Storm	SEVERE STORMS AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Sep 18, 1992	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Feb 2, 1977	Snowstorm	SNOWSTORMS

Showing 20 of 22 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$736,887

Avg Claim Payout

$16,375

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$548,481

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1418	Severe Storm(s)	18	$205,812
DR-4515	Biological	3	$107,895
DR-1997	Severe Storm(s)	12	$81,960
DR-4882	Severe Storm(s)	4	$62,009
DR-1573	Severe Storm(s)	4	$32,369
DR-3197	Snow	2	$24,612
DR-1795	Severe Storm(s)	1	$17,197
DR-4173	Severe Storm(s)	1	$8,010
DR-3135	Snow	1	$5,413
DR-1766	Severe Storm(s)	1	$3,205

Mount Carmel has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, tornado, strong wind. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 45 flood insurance claims have been filed in the area. FEMA has obligated $548,481 in public assistance recovery funding.