Natural Disasters in Montpelier, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
9.0
Very Low
Expected Annual Loss
9.1
Score (0-100)
Social Vulnerability
51.5
Score (0-100)
Community Resilience
90.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Tornado | 45.2 |
| Earthquake | 44.7 |
| Heat Wave | 36.4 |
| Strong Wind | 35.9 |
| Hail | 35.3 |
| Drought | 29.9 |
| Hurricane | 21.4 |
| Landslide | 21.3 |
| Winter Weather | 19.6 |
| Cold Wave | 15.9 |
| Ice Storm | 13.5 |
| Lightning | 10.8 |
| Wildfire | 2.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 22, 2014 | Severe Storm | SEVERE WINTER STORM AND SNOWSTORM |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Sep 5, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jul 11, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 25, 2002 | Severe Storm | SEVERE STORMS AND TORNADOES |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Mar 29, 1991 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
451
Total IA Distributed
$458,918
Repair/Replace
$71,827
Rental Assistance
$12,486
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1573 | 397 | $268,351 | $806 |
| DR-4515 | 22 | $141,830 | — |
| DR-1476 | 29 | $44,979 | $2,647 |
| DR-1487 | 3 | $3,757 | $1,668 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
4
Total Claims Paid
$1,516
Avg Claim Payout
$379
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$275,114
Disasters with PA
5
Total Projects
20
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1573 | Severe Storm(s) | 7 | $149,153 |
| DR-3135 | Snow | 4 | $34,233 |
| DR-4173 | Severe Storm(s) | 3 | $34,193 |
| DR-3274 | Snow | 3 | $31,549 |
| DR-3197 | Snow | 3 | $25,986 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Federal Funding
$3,150
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $3,150 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Montpelier has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, heat wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 4 flood insurance claims have been filed in the area. FEMA has obligated $275,114 in public assistance recovery funding. $458,918 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.