Natural Disasters in Montgomery, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

58.8

Relatively Low

Expected Annual Loss

50.8

Score (0-100)

Social Vulnerability

77.6

Score (0-100)

Community Resilience

39.9

Score (0-100)

Top Hazard Risks

Earthquake88.6Winter Weather76.2Drought75.2

Hazard	Risk Score
Earthquake	88.6
Winter Weather	76.2
Drought	75.2
Tornado	72.1
Landslide	70.4
Heat Wave	66.3
Strong Wind	66.3
Ice Storm	60.2
Lightning	53.8
Hail	53.8
Cold Wave	31.7
Hurricane	30.3
Wildfire	22.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 23, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Apr 22, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 23, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Sep 1, 2004	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Sep 25, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Jul 3, 1996	Severe Storm	SEVERE STORMS AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Jul 31, 1979	Flood	SEVERE STORMS & FLOODING
Jul 30, 1968	Flood	FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

123

Total IA Distributed

$760,831

Repair/Replace

$299,458

Rental Assistance

$35,456

Disaster	Registrations	Total IA $	Avg Damage
DR-1832	2	N/A	—
DR-4515	50	$352,668	—
DR-1766	26	$294,632	$14,861
DR-1573	28	$108,529	$3,332
DR-1795	11	$4,010	$1,698
DR-1520	6	$992	$314

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$213,493

Avg Claim Payout

$19,408

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$601,963

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1766	Severe Storm(s)	21	$197,124
DR-1795	Severe Storm(s)	4	$172,729
DR-1573	Severe Storm(s)	13	$87,773
DR-4515	Biological	2	$68,492
DR-1997	Severe Storm(s)	2	$33,580
DR-3197	Snow	3	$29,894
DR-1542	Severe Storm(s)	2	$12,372

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$44,888

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
800.1: Miscellaneous	1	$0
91.1: Local Multihazard Mitigation Plan	1	$44,888

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Montgomery has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, winter weather, drought. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 11 flood insurance claims have been filed in the area. FEMA has obligated $601,963 in public assistance recovery funding. $760,831 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.