Natural Disasters in Matthews, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.4

Relatively Low

Expected Annual Loss

65.3

Score (0-100)

Social Vulnerability

67.9

Score (0-100)

Community Resilience

69.2

Score (0-100)

Top Hazard Risks

Tornado88.8Hail84.2Earthquake78.2
HazardRisk Score
Tornado88.8
Hail84.2
Earthquake78.2
Heat Wave76.6
Winter Weather67.3
Strong Wind66.2
Drought62.6
Cold Wave55.9
Lightning48.7
Ice Storm43.4
Landslide41.3
Hurricane32.2
Wildfire15.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

20

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

8 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 15, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 3, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Jun 8, 2008Severe StormSEVERE STORMS, FLOODING, AND TORNADOES
Mar 12, 2007SnowstormSNOW
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 21, 2005Severe StormSEVERE WINTER STORMS AND FLOODING
Jun 3, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Sep 25, 2002Severe StormSEVERE STORMS AND TORNADOES
Jan 24, 2001SnowstormSNOW
Jan 15, 1999SnowstormIN-WINTER STORM 12/23/98
Sep 18, 1992Severe StormSEVERE STORMS, TORNADOES & FLOODING
Mar 29, 1991Severe Ice StormSEVERE ICE STORM
Jan 5, 1991FloodSEVERE STORMS & FLOODING
Feb 2, 1977SnowstormSNOWSTORMS
Apr 4, 1974TornadoTORNADOES
Apr 14, 1965TornadoTORNADOES & SEVERE STORMS

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

135

Total Claims Paid

$1,705,144

Avg Claim Payout

$12,631

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$794,689

Disasters with PA

5

Total Projects

51

DisasterTypeProjectsFederal $
DR-1573Severe Storm(s)26$327,817
DR-4515Biological5$238,921
DR-3274Snow10$129,058
DR-3135Snow6$64,243
DR-3162Snow4$34,651

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

1

Federal Funding

$219,858

Properties Protected

26

Avg Benefit-Cost Ratio

1.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine1$219,858

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Matthews has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, hail, earthquake. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 135 flood insurance claims have been filed in the area. FEMA has obligated $794,689 in public assistance recovery funding. 1 hazard mitigation projects have been funded to reduce future risk.