Natural Disasters in Larwill, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

24.6

Very Low

Expected Annual Loss

33.5

Score (0-100)

Social Vulnerability

22.4

Score (0-100)

Community Resilience

87.0

Score (0-100)

Top Hazard Risks

Drought64.6Tornado60.9Strong Wind59.2
HazardRisk Score
Drought64.6
Tornado60.9
Strong Wind59.2
Heat Wave53.1
Landslide51.5
Hail46.8
Earthquake45.3
Cold Wave29.6
Winter Weather29.5
Ice Storm27.0
Hurricane26.7
Lightning19.9
Wildfire10.1

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

15

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

7 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 3, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 22, 2014Severe StormSEVERE WINTER STORM AND SNOWSTORM
Apr 22, 2009Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jan 30, 2008Severe StormSEVERE STORMS AND FLOODING
Mar 12, 2007SnowstormSNOW
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 21, 2005Severe StormSEVERE WINTER STORMS AND FLOODING
Jun 3, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jan 24, 2001SnowstormSNOW
Jan 15, 1999SnowstormIN-WINTER STORM 12/23/98
Jul 3, 1996Severe StormSEVERE STORMS AND FLOODING
Feb 2, 1977SnowstormSNOWSTORMS

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

29

Total Claims Paid

$156,630

Avg Claim Payout

$5,401

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$800,155

Disasters with PA

5

Total Projects

15

DisasterTypeProjectsFederal $
DR-4515Biological2$661,652
DR-4173Severe Storm(s)4$78,702
DR-3274Snow4$31,689
DR-3135Snow3$15,633
DR-3162Snow2$12,478

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

3

Federal Funding

$1,531,025

Top Mitigation Project Types

Project TypeProjectsFederal $
91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW 1$435,189
91.1: Local Multihazard Mitigation Plan1$838,826
92.1: State Multihazard Mitigation Plan1$257,009

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Larwill has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, tornado, strong wind. The area has had 15 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 29 flood insurance claims have been filed in the area. FEMA has obligated $800,155 in public assistance recovery funding. 3 hazard mitigation projects have been funded to reduce future risk.