Natural Disasters in Laketon, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

41.0

Very Low

Expected Annual Loss

43.1

Score (0-100)

Social Vulnerability

47.4

Score (0-100)

Community Resilience

93.7

Score (0-100)

Top Hazard Risks

Tornado71.7Strong Wind71.5Drought69.4
HazardRisk Score
Tornado71.7
Strong Wind71.5
Drought69.4
Hail62.8
Cold Wave59.2
Earthquake53.3
Landslide52.2
Heat Wave39.5
Winter Weather37.7
Lightning35.1
Hurricane30.9
Ice Storm22.2
Wildfire9.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

13

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

5 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 3, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
May 4, 2018FloodSEVERE STORMS AND FLOODING
Apr 22, 2014Severe StormSEVERE WINTER STORM AND SNOWSTORM
Jun 8, 2008Severe StormSEVERE STORMS, FLOODING, AND TORNADOES
Mar 12, 2007SnowstormSNOW
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 21, 2005Severe StormSEVERE WINTER STORMS AND FLOODING
Jun 3, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jan 24, 2001SnowstormSNOW
Jan 15, 1999SnowstormIN-WINTER STORM 12/23/98

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

47

Total IA Distributed

$119,227

Repair/Replace

$20,730

Rental Assistance

$864

DisasterRegistrationsTotal IA $Avg Damage
DR-451517$97,088
DR-147610$10,070$2,667
DR-15203$5,893$2,793
DR-174013$4,848$547
DR-18324$1,328$442

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

46

Total Claims Paid

$472,934

Avg Claim Payout

$10,281

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$498,840

Disasters with PA

8

Total Projects

53

DisasterTypeProjectsFederal $
DR-1476Severe Storm(s)10$214,603
DR-4173Severe Storm(s)10$83,168
DR-1766Severe Storm(s)15$71,681
DR-3274Snow5$39,007
DR-3135Snow5$36,923
DR-3162Snow6$27,246
DR-4363Flood1$20,757
DR-4515Biological1$5,454

Laketon has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, drought. The area has had 13 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 46 flood insurance claims have been filed in the area. FEMA has obligated $498,840 in public assistance recovery funding. $119,227 has been distributed in individual assistance to disaster-affected residents.