Natural Disasters in Lake Holiday, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

41.0

Very Low

Expected Annual Loss

46.0

Score (0-100)

Social Vulnerability

35.8

Score (0-100)

Community Resilience

79.5

Score (0-100)

Top Hazard Risks

Strong Wind79.0Winter Weather75.9Hail72.2

Hazard	Risk Score
Strong Wind	79.0
Winter Weather	75.9
Hail	72.2
Drought	71.4
Cold Wave	71.3
Earthquake	70.5
Landslide	57.3
Heat Wave	53.7
Tornado	48.3
Ice Storm	46.7
Hurricane	31.2
Lightning	28.6
Wildfire	11.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jul 22, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 22, 2014	Severe Storm	SEVERE WINTER STORM AND SNOWSTORM
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Mar 12, 2007	Snowstorm	SNOW
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 15, 1999	Snowstorm	IN-WINTER STORM 12/23/98
Jul 22, 1998	Severe Storm	SEVERE STORMS AND TORNADOES, AND FLOODING
Jul 3, 1996	Severe Storm	SEVERE STORMS AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Mar 29, 1991	Severe Ice Storm	SEVERE ICE STORM
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Showing 20 of 21 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$373,624

Avg Claim Payout

$14,945

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,587,153

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4515	Biological	4	$970,225
DR-1766	Severe Storm(s)	31	$304,023
DR-1418	Severe Storm(s)	9	$109,100
DR-4173	Severe Storm(s)	5	$79,033
DR-3274	Snow	3	$47,481
DR-3135	Snow	3	$38,125
DR-1573	Severe Storm(s)	3	$24,403
DR-4882	Severe Storm(s)	1	$14,763

Lake Holiday has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, winter weather, hail. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 25 flood insurance claims have been filed in the area. FEMA has obligated $1,587,153 in public assistance recovery funding.