Natural Disasters in Kramer, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
5.8
Very Low
Expected Annual Loss
8.9
Score (0-100)
Social Vulnerability
14.8
Score (0-100)
Community Resilience
61.3
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 52.4 |
| Cold Wave | 42.7 |
| Drought | 39.2 |
| Earthquake | 36.8 |
| Winter Weather | 29.7 |
| Hail | 29.4 |
| Tornado | 23.8 |
| Hurricane | 23.7 |
| Heat Wave | 23.1 |
| Strong Wind | 21.8 |
| Ice Storm | 15.7 |
| Lightning | 5.9 |
| Wildfire | 2.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jul 22, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 4, 2018 | Flood | SEVERE STORMS AND FLOODING |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Sep 1, 2004 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jul 11, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Jul 22, 1998 | Severe Storm | SEVERE STORMS AND TORNADOES, AND FLOODING |
| Mar 29, 1991 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
| Apr 4, 1974 | Tornado | TORNADOES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2
Total Claims Paid
$1,983
Avg Claim Payout
$992
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$732,217
Disasters with PA
7
Total Projects
30
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1520 | Severe Storm(s) | 10 | $397,864 |
| DR-4515 | Biological | 2 | $118,029 |
| DR-4363 | Flood | 4 | $74,346 |
| DR-1542 | Severe Storm(s) | 3 | $69,040 |
| DR-3135 | Snow | 4 | $31,098 |
| DR-3274 | Snow | 4 | $27,014 |
| DR-1476 | Severe Storm(s) | 3 | $14,826 |
Kramer has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, cold wave, drought. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 2 flood insurance claims have been filed in the area. FEMA has obligated $732,217 in public assistance recovery funding.