Natural Disasters in Kokomo, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
63.7
Relatively Low
Expected Annual Loss
65.8
Score (0-100)
Social Vulnerability
40.8
Score (0-100)
Community Resilience
87.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 85.2 |
| Tornado | 83.7 |
| Hail | 80.2 |
| Earthquake | 77.1 |
| Winter Weather | 76.9 |
| Cold Wave | 73.8 |
| Heat Wave | 69.1 |
| Drought | 59.8 |
| Ice Storm | 54.8 |
| Lightning | 51.8 |
| Landslide | 35.3 |
| Hurricane | 32.7 |
| Wildfire | 14.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
15
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 15, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jul 11, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 24, 2001 | Snowstorm | SNOW |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Jul 22, 1998 | Severe Storm | SEVERE STORMS AND TORNADOES, AND FLOODING |
| Mar 29, 1991 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
488
Total Claims Paid
$9,745,120
Avg Claim Payout
$19,970
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$2,110,042
Disasters with PA
6
Total Projects
76
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1476 | Severe Storm(s) | 42 | $1,503,545 |
| DR-1573 | Severe Storm(s) | 13 | $232,831 |
| DR-3274 | Snow | 8 | $124,249 |
| DR-3135 | Snow | 7 | $106,764 |
| DR-4515 | Biological | 3 | $81,857 |
| DR-3162 | Snow | 3 | $60,797 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
9
Federal Funding
$2,296,755
Properties Protected
39
Avg Benefit-Cost Ratio
0.88
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 6 | $2,254,815 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $35,000 |
| 203.1: Wet Floodproofing Private Structures - Riverine | 1 | $6,940 |
| 700.1: Management Costs - Salaries | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Kokomo has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, hail. The area has had 15 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 488 flood insurance claims have been filed in the area. FEMA has obligated $2,110,042 in public assistance recovery funding. 9 hazard mitigation projects have been funded to reduce future risk.