Natural Disasters in Highland, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

95.9

Relatively High

Expected Annual Loss

95.5

Score (0-100)

Social Vulnerability

48.7

Score (0-100)

Community Resilience

73.3

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$12.5M

Individual Assistance

$192.5M

Most Common Type

Severe Storm

11 declarations

Public Assistance by Category

Total: $12.4M

Disaster	Type	Date	PA $	IA $
Severe Winter Storm →	Winter Storm	Jan 2026	—	—
Severe Storms, Straight-line Winds, and … →	Severe Storm	Apr 2023	—	$410K
Covid-19 Pandemic →	Biological	Apr 2020	$2.1M	$6.1M
Covid-19 →	Biological	Mar 2020	—	—
Severe Storms and Flooding →	Flood	May 2018	—	$498K
Severe Winter Storm and Snowstorm →	Severe Storm	Apr 2014	$715K	—
Severe Storms, Tornadoes, and Flooding →	Severe Storm	Apr 2009	—	$696K
Severe Storms and Flooding →	Severe Storm	Sep 2008	$7.4M	$26.0M
Severe Storms and Flooding →	Severe Storm	Jan 2008	—	$553K
Severe Storms and Flooding →	Severe Storm	Nov 2007	—	$4.2M
Snow →	Snowstorm	Mar 2007	$679K	—
Severe Storms and Flooding →	Severe Storm	Oct 2006	—	$10.1M
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Severe Winter Storms and Flooding →	Severe Storm	Jan 2005	—	$417K
Severe Storms, Tornadoes, and Flooding →	Severe Storm	Jun 2004	—	$1.1M
Severe Storms, Tornadoes, and Flooding →	Severe Storm	Jul 2003	—	$289K
Snow →	Snowstorm	Jan 2001	$766K	—
In-winter Storm 12/23/98 →	Snowstorm	Jan 1999	$864K	—
Severe Winter Storm →	Severe Storm	May 1998	—	—
Severe Storms & Flooding →	Flood	Jan 1991	—	—

Showing 20 of 32 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

2,975

Total Claims Paid

$49,352,368

Avg Claim Payout

$16,589

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$798,412

Properties Protected

Avg Benefit-Cost Ratio

1.52

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	2	$67,500
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$267,523
405.1: Other Minor Flood Control	1	$463,389

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Highland has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, winter weather. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 2,975 flood insurance claims have been filed in the area. FEMA has obligated $12,487,422 in public assistance recovery funding. $192,467,829 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.