Natural Disasters in Harrodsburg, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
76.0
Relatively Low
Expected Annual Loss
78.6
Score (0-100)
Social Vulnerability
30.1
Score (0-100)
Community Resilience
61.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 90.4 |
| Winter Weather | 89.3 |
| Earthquake | 87.6 |
| Heat Wave | 84.6 |
| Tornado | 82.2 |
| Hail | 74.5 |
| Ice Storm | 65.0 |
| Lightning | 62.4 |
| Cold Wave | 58.0 |
| Landslide | 53.8 |
| Wildfire | 31.2 |
| Drought | 29.2 |
| Hurricane | 23.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
16
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
8 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 15, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 23, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Jun 8, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND TORNADOES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 5, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 25, 2002 | Severe Storm | SEVERE STORMS AND TORNADOES |
| Jul 22, 1998 | Severe Storm | SEVERE STORMS AND TORNADOES, AND FLOODING |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
317
Total IA Distributed
$1,007,054
Repair/Replace
$106,606
Rental Assistance
$11,302
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1487 | 1 | N/A | — |
| DR-4515 | 147 | $874,899 | — |
| DR-1766 | 120 | $106,714 | $1,652 |
| DR-1795 | 11 | $16,365 | $1,369 |
| DR-1520 | 6 | $4,775 | $2,359 |
| DR-1573 | 6 | $3,952 | $530 |
| DR-1832 | 3 | $289 | $176 |
| DR-4704 | 23 | $60 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
125
Total Claims Paid
$3,785,356
Avg Claim Payout
$30,283
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$5,980,042
Disasters with PA
7
Total Projects
78
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4515 | Biological | 7 | $5,053,124 |
| DR-1766 | Severe Storm(s) | 46 | $300,423 |
| DR-3197 | Snow | 4 | $251,165 |
| DR-1433 | Severe Storm(s) | 11 | $177,732 |
| DR-4173 | Severe Storm(s) | 2 | $88,535 |
| DR-4704 | Tornado | 3 | $61,419 |
| DR-1997 | Severe Storm(s) | 5 | $47,644 |
Harrodsburg has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, winter weather, earthquake. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 125 flood insurance claims have been filed in the area. FEMA has obligated $5,980,042 in public assistance recovery funding. $1,007,054 has been distributed in individual assistance to disaster-affected residents.