Natural Disasters in Hagerstown, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

74.1

Relatively Low

Expected Annual Loss

67.2

Score (0-100)

Social Vulnerability

78.5

Score (0-100)

Community Resilience

69.9

Score (0-100)

Top Hazard Risks

Tornado90.7Strong Wind89.8Earthquake74.1

Hazard	Risk Score
Tornado	90.7
Strong Wind	89.8
Earthquake	74.1
Hail	69.7
Landslide	61.0
Cold Wave	60.5
Lightning	59.5
Ice Storm	55.6
Winter Weather	54.8
Heat Wave	49.5
Hurricane	28.0
Drought	25.2
Wildfire	20.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 23, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 23, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Jul 11, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jan 15, 1999	Snowstorm	IN-WINTER STORM 12/23/98
Jul 22, 1998	Severe Storm	SEVERE STORMS AND TORNADOES, AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Mar 29, 1991	Severe Ice Storm	SEVERE ICE STORM

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$400,642

Avg Claim Payout

$5,892

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,953,447

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1795	Severe Storm(s)	27	$693,903
DR-1997	Severe Storm(s)	8	$455,766
DR-4515	Biological	4	$225,587
DR-1766	Severe Storm(s)	27	$174,448
DR-3135	Snow	12	$150,215
DR-3197	Snow	13	$140,646
DR-1573	Severe Storm(s)	8	$112,883

Hagerstown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, earthquake. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 68 flood insurance claims have been filed in the area. FEMA has obligated $1,953,447 in public assistance recovery funding.