Natural Disasters in Georgetown, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

75.4

Relatively Low

Expected Annual Loss

78.2

Score (0-100)

Social Vulnerability

29.1

Score (0-100)

Community Resilience

69.4

Score (0-100)

Top Hazard Risks

Strong Wind94.0Tornado92.2Cold Wave83.6
HazardRisk Score
Strong Wind94.0
Tornado92.2
Cold Wave83.6
Winter Weather82.5
Earthquake77.7
Lightning70.9
Ice Storm69.2
Heat Wave61.2
Hail37.2
Landslide28.8
Drought24.8
Wildfire19.3
Hurricane9.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

17

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

7 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Jul 22, 2025FloodSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 3, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
May 4, 2018FloodSEVERE STORMS AND FLOODING
Jun 23, 2011Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Mar 5, 2009Severe StormSEVERE WINTER STORM
Sep 23, 2008Severe StormSEVERE STORMS AND FLOODING
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 21, 2005Severe StormSEVERE WINTER STORMS AND FLOODING
Jan 11, 2005SnowstormSNOW
Jun 3, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Mar 6, 1997Severe StormSEVERE STORMS AND FLOODING
Apr 2, 1996FloodBLIZZARD OF 96
Jan 5, 1991FloodSEVERE STORMS & FLOODING
Jun 4, 1990Severe StormSEVERE STORMS, TORNADOES & FLOODING
Apr 4, 1974TornadoTORNADOES

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

6,614

Total IA Distributed

$9,259,498

Repair/Replace

$3,827,251

Rental Assistance

$1,393,063

DisasterRegistrationsTotal IA $Avg Damage
DR-18554,605$6,561,964$1,564
DR-4515273$1,715,323
DR-486485$181,714$2,234
DR-478278$148,259$3,892
DR-436390$143,032$1,545
DR-449728$129,785
DR-1520137$108,083$1,534
DR-197637$98,687$1,668
DR-17951,174$75,635$245
DR-421738$55,079$1,341

Showing top 10 of 13 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

233

Total Claims Paid

$4,400,775

Avg Claim Payout

$18,887

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$15,801,662

Disasters with PA

8

Total Projects

146

DisasterTypeProjectsFederal $
DR-4515Biological36$11,417,778
DR-1795Severe Storm(s)24$1,583,925
DR-1828Severe Storm(s)11$1,316,650
DR-1997Severe Storm(s)49$873,075
DR-4363Flood8$284,389
DR-4882Severe Storm(s)7$165,044
DR-3197Snow3$82,859
DR-1520Severe Storm(s)8$77,942

Georgetown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, cold wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 233 flood insurance claims have been filed in the area. FEMA has obligated $15,801,662 in public assistance recovery funding. $9,259,498 has been distributed in individual assistance to disaster-affected residents.