Natural Disasters in French Lick, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
40.5
Very Low
Expected Annual Loss
40.3
Score (0-100)
Social Vulnerability
52.0
Score (0-100)
Community Resilience
52.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Tornado | 76.7 |
| Earthquake | 71.5 |
| Strong Wind | 69.2 |
| Winter Weather | 59.6 |
| Drought | 52.5 |
| Heat Wave | 50.8 |
| Ice Storm | 46.4 |
| Landslide | 46.3 |
| Hail | 34.1 |
| Cold Wave | 27.7 |
| Hurricane | 22.9 |
| Lightning | 21.2 |
| Wildfire | 12.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
18
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
10 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jul 22, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 23, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Mar 5, 2009 | Severe Storm | SEVERE WINTER STORM |
| Sep 23, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Sep 1, 2004 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jun 13, 2002 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jul 22, 1998 | Severe Storm | SEVERE STORMS AND TORNADOES, AND FLOODING |
| Jul 3, 1996 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jun 4, 1990 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Jul 31, 1979 | Flood | SEVERE STORMS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
113
Total Claims Paid
$1,334,430
Avg Claim Payout
$11,809
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,283,208
Disasters with PA
9
Total Projects
89
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1795 | Severe Storm(s) | 10 | $336,473 |
| DR-4882 | Severe Storm(s) | 7 | $321,830 |
| DR-1997 | Severe Storm(s) | 21 | $168,730 |
| DR-1520 | Severe Storm(s) | 18 | $136,424 |
| DR-1828 | Severe Storm(s) | 4 | $115,689 |
| DR-1418 | Severe Storm(s) | 21 | $76,145 |
| DR-1542 | Severe Storm(s) | 3 | $61,585 |
| DR-3197 | Snow | 4 | $49,935 |
| DR-4515 | Biological | 1 | $16,396 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$43,720
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $25,000 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $18,720 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 800.1: Miscellaneous | 1 | $0 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 103.1: Feasibility, Engineering and Design Studies; 800.1: Miscellaneous | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
French Lick has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, strong wind. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 113 flood insurance claims have been filed in the area. FEMA has obligated $1,283,208 in public assistance recovery funding. 4 hazard mitigation projects have been funded to reduce future risk.