Natural Disasters in Fremont, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
27.2
Very Low
Expected Annual Loss
35.3
Score (0-100)
Social Vulnerability
25.6
Score (0-100)
Community Resilience
69.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hail | 66.6 |
| Strong Wind | 63.1 |
| Tornado | 60.4 |
| Landslide | 56.8 |
| Drought | 52.6 |
| Earthquake | 44.1 |
| Cold Wave | 39.9 |
| Ice Storm | 39.0 |
| Lightning | 38.7 |
| Hurricane | 28.5 |
| Heat Wave | 27.0 |
| Winter Weather | 24.9 |
| Wildfire | 12.9 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
12
Most Recent
Winter Storm
Jan 2026
Most Common Type
Snowstorm
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 24, 2001 | Snowstorm | SNOW |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Jul 3, 1996 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
| Apr 4, 1974 | Tornado | TORNADOES |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
15
Total IA Distributed
$55,679
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4515 | 15 | $55,679 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
55
Total Claims Paid
$151,420
Avg Claim Payout
$2,753
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$249,870
Disasters with PA
4
Total Projects
22
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4515 | Biological | 4 | $138,910 |
| DR-3274 | Snow | 6 | $48,439 |
| DR-3162 | Snow | 6 | $36,321 |
| DR-3135 | Snow | 6 | $26,200 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$309,228
Properties Protected
13
Avg Benefit-Cost Ratio
1.21
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 2 | $55,001 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $254,227 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Fremont has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, strong wind, tornado. The area has had 12 federal disaster declarations. The most common disaster type is snowstorm (4 declarations). 55 flood insurance claims have been filed in the area. FEMA has obligated $249,870 in public assistance recovery funding. $55,679 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.