Natural Disasters in Franklin, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
74.7
Relatively Low
Expected Annual Loss
84.7
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
87.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
16
Public Assistance
$14.8M
Individual Assistance
$5.0M
Most Common Type
Severe Storm
8 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Severe Storms, Straight-line Winds, and … → | Severe Storm | Apr 2023 | $1.9M | $120K |
| Covid-19 Pandemic → | Biological | Apr 2020 | $2.9M | $604K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Severe Storm | Apr 2014 | $242K | — |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Jun 2008 | $9.0M | $4.2M |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Winter Storms and Flooding → | Severe Storm | Jan 2005 | $128K | $14K |
| Snow → | Snowstorm | Jan 2005 | $178K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $6K |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Sep 2003 | — | $18K |
| Severe Storms and Tornadoes → | Severe Storm | Sep 2002 | $140K | — |
| Severe Storms, Tornadoes and Flooding → | Severe Storm | Jun 2002 | $305K | — |
| In-winter Storm 12/23/98 → | Snowstorm | Jan 1999 | $101K | — |
| Blizzard of 96 → | Flood | Apr 1996 | — | — |
| Severe Storms & Flooding → | Flood | Jan 1991 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
453
Total Claims Paid
$12,621,253
Avg Claim Payout
$27,861
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$8,279,470
Properties Protected
128
Avg Benefit-Cost Ratio
0.97
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $1,821,922 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $3,063,778 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 200.5: Acquisition of Vacant Land | 1 | $3,393,770 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Franklin has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, winter weather. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 453 flood insurance claims have been filed in the area. FEMA has obligated $14,839,870 in public assistance recovery funding. $4,974,235 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.