Natural Disasters in Elizabethtown, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

70.9

Relatively Low

Expected Annual Loss

75.6

Score (0-100)

Social Vulnerability

23.1

Score (0-100)

Community Resilience

78.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

12

Public Assistance

$67.8M

Individual Assistance

$9.2M

Most Common Type

Flood

3 declarations

Public Assistance by Category

Total: $67.7M
DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Severe Storms, Straight-line Winds, Tornโ€ฆ โ†’FloodJul 2025$488Kโ€”
Covid-19 Pandemic โ†’BiologicalApr 2020$2.8M$228K
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms, Flooding, and Tornadoes โ†’Severe StormJun 2008$64.3M$8.9M
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Severe Winter Storms and Flooding โ†’Severe StormJan 2005$89K$3K
Snow โ†’SnowstormJan 2005$134Kโ€”
Severe Storms and Tornadoes โ†’Severe StormSep 2002โ€”โ€”
Blizzard of 96 โ†’FloodApr 1996โ€”โ€”
Severe Storms & Flooding โ†’FloodJan 1991โ€”โ€”
Tornadoes โ†’TornadoApr 1974โ€”โ€”
Severe Storms, Tornadoes, and Flooding โ†’Unknownโ€”โ€”$1K
Severe Storms and Flooding โ†’Unknownโ€”โ€”โ€”

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

504

Total Claims Paid

$14,952,898

Avg Claim Payout

$29,668

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

3

Federal Funding

$2,573,341

Properties Protected

55

Avg Benefit-Cost Ratio

0.34

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine2$2,558,971
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$14,370

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Elizabethtown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, landslide. The area has had 12 federal disaster declarations. The most common disaster type is flood (3 declarations). 504 flood insurance claims have been filed in the area. FEMA has obligated $67,817,995 in public assistance recovery funding. $9,154,810 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.