Natural Disasters in Elberfeld, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
65.1
Relatively Low
Expected Annual Loss
71.7
Score (0-100)
Social Vulnerability
19.7
Score (0-100)
Community Resilience
86.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Earthquake | 89.5 |
| Strong Wind | 83.0 |
| Ice Storm | 78.9 |
| Winter Weather | 77.1 |
| Heat Wave | 75.8 |
| Tornado | 71.7 |
| Hail | 51.0 |
| Drought | 48.1 |
| Lightning | 42.0 |
| Cold Wave | 37.9 |
| Wildfire | 35.6 |
| Hurricane | 22.6 |
| Landslide | 20.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
10 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jul 22, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 4, 2018 | Flood | SEVERE STORMS AND FLOODING |
| Mar 9, 2012 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Jun 23, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Mar 5, 2009 | Severe Storm | SEVERE WINTER STORM |
| Sep 23, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Oct 6, 2006 | Severe Storm | SEVERE STORMS AND FLOODING |
| Nov 8, 2005 | Tornado | TORNADO AND SEVERE STORMS |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Mar 6, 1997 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jul 3, 1996 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jun 4, 1990 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Jul 31, 1979 | Flood | SEVERE STORMS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
77
Total Claims Paid
$650,882
Avg Claim Payout
$8,453
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$4,986,560
Disasters with PA
9
Total Projects
145
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1828 | Severe Storm(s) | 27 | $1,417,694 |
| DR-1612 | Tornado | 30 | $1,050,761 |
| DR-4882 | Severe Storm(s) | 11 | $675,529 |
| DR-1997 | Severe Storm(s) | 19 | $650,885 |
| DR-4363 | Flood | 11 | $439,957 |
| DR-1795 | Severe Storm(s) | 17 | $390,544 |
| DR-1520 | Severe Storm(s) | 23 | $178,442 |
| DR-4515 | Biological | 2 | $119,225 |
| DR-3197 | Snow | 5 | $63,524 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Federal Funding
$9,138
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $9,138 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Elberfeld has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, strong wind, ice storm. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 77 flood insurance claims have been filed in the area. FEMA has obligated $4,986,560 in public assistance recovery funding. 1 hazard mitigation projects have been funded to reduce future risk.