Natural Disasters in Cumberland, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

97.5

Relatively High

Expected Annual Loss

97.4

Score (0-100)

Social Vulnerability

39.7

Score (0-100)

Community Resilience

49.4

Score (0-100)

Top Hazard Risks

Tornado99.0Strong Wind98.7Cold Wave98.7

Hazard	Risk Score
Tornado	99.0
Strong Wind	98.7
Cold Wave	98.7
Heat Wave	98.7
Lightning	96.9
Earthquake	96.4
Winter Weather	93.7
Hail	93.6
Ice Storm	85.3
Landslide	65.9
Drought	37.0
Hurricane	34.1
Wildfire	22.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 22, 2014	Severe Storm	SEVERE WINTER STORM AND SNOWSTORM
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Mar 12, 2007	Snowstorm	SNOW
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 25, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 15, 1999	Snowstorm	IN-WINTER STORM 12/23/98
Apr 2, 1996	Flood	BLIZZARD OF 96
Sep 18, 1992	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

2,185

Total Claims Paid

$17,236,155

Avg Claim Payout

$7,888

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$27,827,628

Disasters with PA

Total Projects

200

Disaster	Type	Projects	Federal $
DR-4515	Biological	48	$19,046,321
DR-1766	Severe Storm(s)	45	$2,100,118
DR-4173	Severe Storm(s)	27	$1,960,982
DR-1433	Severe Storm(s)	38	$1,844,000
DR-3274	Snow	21	$1,127,291
DR-3135	Snow	15	$1,079,427
DR-3197	Snow	4	$566,129
DR-3238	Hurricane	2	$103,360

Cumberland has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, cold wave. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 2,185 flood insurance claims have been filed in the area. FEMA has obligated $27,827,628 in public assistance recovery funding.