Natural Disasters in Cloverdale, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

42.8

Relatively Low

Expected Annual Loss

49.1

Score (0-100)

Social Vulnerability

31.5

Score (0-100)

Community Resilience

70.9

Score (0-100)

Top Hazard Risks

Strong Wind79.4Landslide78.6Winter Weather74.0

Hazard	Risk Score
Strong Wind	79.4
Landslide	78.6
Winter Weather	74.0
Earthquake	69.3
Hail	68.8
Drought	65.1
Tornado	63.0
Cold Wave	61.8
Heat Wave	52.4
Ice Storm	52.3
Lightning	30.9
Hurricane	19.5
Wildfire	10.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

12 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 22, 2014	Severe Storm	SEVERE WINTER STORM AND SNOWSTORM
Jun 23, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Mar 12, 2007	Snowstorm	SNOW
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Sep 1, 2004	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 15, 1999	Snowstorm	IN-WINTER STORM 12/23/98
Jul 22, 1998	Severe Storm	SEVERE STORMS AND TORNADOES, AND FLOODING
Jul 3, 1996	Severe Storm	SEVERE STORMS AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Sep 9, 1993	Severe Storm	SEVERE STORMS AND FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$504,067

Avg Claim Payout

$21,916

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,656,022

Disasters with PA

Total Projects

132

Disaster	Type	Projects	Federal $
DR-4515	Biological	9	$1,645,310
DR-1766	Severe Storm(s)	79	$441,756
DR-1573	Severe Storm(s)	7	$179,020
DR-1997	Severe Storm(s)	16	$141,365
DR-3274	Snow	8	$81,237
DR-4173	Severe Storm(s)	4	$67,861
DR-1418	Severe Storm(s)	2	$56,102
DR-1542	Severe Storm(s)	3	$25,063
DR-3135	Snow	4	$18,307

Cloverdale has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, landslide, winter weather. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 23 flood insurance claims have been filed in the area. FEMA has obligated $2,656,022 in public assistance recovery funding.