Natural Disasters in Clay City, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

27.0

Very Low

Expected Annual Loss

37.2

Score (0-100)

Social Vulnerability

19.7

Score (0-100)

Community Resilience

76.9

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

20

Public Assistance

$1.5M

Individual Assistance

$507K

Most Common Type

Severe Storm

11 declarations

Public Assistance by Category

Total: $1.5M
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →FloodJul 2025$110K—
Covid-19 Pandemic →BiologicalApr 2020$13K$62K
Covid-19 →BiologicalMar 2020——
Severe Winter Storm and Snowstorm →Severe StormApr 2014$40K—
Severe Storms, Tornadoes, Straight-line … →Severe StormJun 2011$443K—
Severe Storms, Flooding, and Tornadoes →Severe StormJun 2008$690K$388K
Hurricane Katrina Evacuation →HurricaneSep 2005——
Severe Winter Storms and Flooding →Severe StormJan 2005—$47K
Severe Storms, Tornadoes and Flooding →Severe StormSep 2004$20K—
Severe Storms, Tornadoes, and Flooding →Severe StormJun 2004—$1K
Severe Storms, Tornadoes, and Flooding →Severe StormSep 2003—$9K
Severe Storms, Tornadoes, and Flooding →Severe StormJul 2003$209K$949
Severe Storms, Tornadoes and Flooding →Severe StormJun 2002——
In-winter Storm 12/23/98 →SnowstormJan 1999$17K—
Severe Storms and Tornadoes, and Floodin… →Severe StormJul 1998——
Blizzard of 96 →FloodApr 1996——
Severe Storms and Flooding →Severe StormSep 1993——
Snowstorms →SnowstormFeb 1977——
Flood →FloodJan 1959——

Showing 20 of 21 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

23

Total Claims Paid

$539,387

Avg Claim Payout

$23,452

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$1,048,920

Properties Protected

25

Avg Benefit-Cost Ratio

0.68

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine2$1,048,920

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Clay City has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, strong wind, winter weather. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 23 flood insurance claims have been filed in the area. FEMA has obligated $1,542,351 in public assistance recovery funding. $507,160 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.