Natural Disasters in Burns Harbor, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

81.4

Relatively Moderate

Expected Annual Loss

85.8

Score (0-100)

Social Vulnerability

13.4

Score (0-100)

Community Resilience

89.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$3.2M

Individual Assistance

$8.5M

Most Common Type

Severe Storm

5 declarations

Public Assistance by Category

Total: $3.5M

Disaster	Type	Date	PA $	IA $
Severe Winter Storm →	Winter Storm	Jan 2026	—	—
Covid-19 Pandemic →	Biological	Apr 2020	$586K	$1.2M
Covid-19 →	Biological	Mar 2020	—	—
Severe Storms and Flooding →	Flood	May 2018	$648K	$79K
Severe Storms and Flooding →	Severe Storm	Sep 2008	$1.4M	$6.2M
Snow →	Snowstorm	Mar 2007	$187K	—
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Severe Winter Storms and Flooding →	Severe Storm	Jan 2005	—	$24K
Severe Storms, Tornadoes, and Flooding →	Severe Storm	Jul 2003	—	$65K
Snow →	Snowstorm	Jan 2001	$199K	—
In-winter Storm 12/23/98 →	Snowstorm	Jan 1999	$179K	—
Severe Winter Storm →	Severe Storm	May 1998	—	—
Severe Storms, Tornadoes & Flooding →	Severe Storm	Sep 1992	—	—
Severe Storms & Flooding →	Flood	Jan 1991	—	—
Severe Storms and Flooding →	Unknown	—	—	$611K
Severe Storms and Flooding →	Unknown	—	—	$139K
Severe Storms, Tornadoes, and Flooding →	Unknown	—	—	$62K
Severe Storms, Tornadoes, and Flooding →	Unknown	—	—	$43K
Severe Storms and Flooding →	Unknown	—	—	$42K
Severe Storms, Straight-line Winds, and … →	Unknown	—	—	$7K

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

186

Total Claims Paid

$2,281,831

Avg Claim Payout

$12,268

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$20,250

Properties Protected

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$0
601.1: Generators	1	$20,250

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Burns Harbor has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, strong wind. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 186 flood insurance claims have been filed in the area. FEMA has obligated $3,225,246 in public assistance recovery funding. $8,466,066 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.