Natural Disasters in Bourbon, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
41.6
Very Low
Expected Annual Loss
50.2
Score (0-100)
Social Vulnerability
22.6
Score (0-100)
Community Resilience
64.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Lightning | 75.6 |
| Cold Wave | 74.6 |
| Tornado | 66.3 |
| Hail | 66.0 |
| Drought | 53.6 |
| Earthquake | 53.5 |
| Strong Wind | 46.7 |
| Heat Wave | 44.0 |
| Winter Weather | 40.9 |
| Landslide | 38.0 |
| Hurricane | 31.7 |
| Ice Storm | 27.5 |
| Wildfire | 6.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
16
Most Recent
Winter Storm
Jan 2026
Most Common Type
Flood
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jul 22, 2025 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 4, 2018 | Flood | SEVERE STORMS AND FLOODING |
| Apr 22, 2009 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 30, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 24, 2001 | Snowstorm | SNOW |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Mar 20, 1982 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
49
Total IA Distributed
$110,291
Repair/Replace
$48,505
Rental Assistance
$11,320
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4515 | 8 | $49,115 | — |
| DR-1740 | 17 | $24,413 | $2,182 |
| DR-4363 | 18 | $19,990 | $1,703 |
| DR-1832 | 6 | $16,772 | $2,524 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
188
Total Claims Paid
$1,555,617
Avg Claim Payout
$8,275
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$985,456
Disasters with PA
7
Total Projects
57
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4363 | Flood | 21 | $343,480 |
| DR-4882 | Severe Storm(s) | 9 | $328,308 |
| DR-1740 | Severe Storm(s) | 6 | $91,910 |
| DR-3274 | Snow | 4 | $76,078 |
| DR-4515 | Biological | 4 | $68,892 |
| DR-3135 | Snow | 8 | $39,720 |
| DR-3162 | Snow | 5 | $37,069 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
7
Federal Funding
$1,303,247
Properties Protected
47
Avg Benefit-Cost Ratio
1.27
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 5 | $1,028,754 |
| 700.1: Management Costs - Salaries | 1 | $53,461 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $221,032 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Bourbon has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, cold wave, tornado. The area has had 16 federal disaster declarations. The most common disaster type is flood (4 declarations). 188 flood insurance claims have been filed in the area. FEMA has obligated $985,456 in public assistance recovery funding. $110,291 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.