Waukegan, IL โ City Data, Demographics & Statistics
Lake County ยท Illinois
City DNA
A unique fingerprint for Waukegan based on 8 key metrics โ compared to averages.
Quick Stats
Population
88,919
2023 ACS
Median Income
$70,578
2023
Median Home Value
$177,600
2023
Median Rent
$1,163
2023
Median Age
34.6
Unemployment
5.3%
Cost of Living Index
113.7
100 = national avg
Waukegan is a city in Lake County, Illinois, with a population of 88,919 according to the 2023 American Community Survey. Waukegan is one of the communities in Illinois.
The median household income in Waukegan is $70,578, and the median home value is $177,600. The cost of living index is 113.7 (where 100 = national average), and the median rent is $1,163 per month. The unemployment rate is 5.3%, and the median age is 34.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
88,919
Male
45,286
50.9%
Female
43,633
49.1%
Median Age
34.6
Age Distribution
Education & Household
Bachelor's or Higher
13.7%
High School or Higher
33.2%
Foreign Born
31.2%
Veterans
3.3%
Married
34.4%
Avg Household Size
2.8
Marital Status by Age
Race & Ethnicity
Diversity Index
0.444
Simpson's Index (0-1)
Largest Group
White
33.0%
Foreign Born
31.2%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
57.0%
50,684 people
Not Hispanic/Latino
43.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
83,987
English Only
44.9%
#1 Non-English Language
Spanish
40,300 speakers
Limited English
23.4%
Language Distribution
English Proficiency
Speaks English Very Well
76.6%
Limited English Proficiency
23.4%
Veterans & Military
Total Veterans
2,904
3.3% of population
Disability Rate
23.3%
677 with disability
Veteran Median Income
$55,200
Unemployment Rate
6.4%
Period of Service
Veteran Age Distribution
Male Veterans
2,633
90.7%
Female Veterans
271
9.3%
Veteran vs Non-Veteran Income
Veteran Income
$55,200
Non-Veteran Income
$35,654
Difference
$19,546
54.8% higher
Disability Status
With Disability
677
Without Disability
2,227
Disability Rate
23.3%
Ancestry & Heritage
Total Reporting Ancestry
24,199
#1 Ancestry
German
5.4% (4,772)
#2 Ancestry
Irish
3.7% (3,253)
#3 Ancestry
Italian
2.7% (2,424)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
31,406
Family Households
20,836
66.3%
Married Couples
12,613
40.2%
Non-Family Households
10,570
33.7%
Single Mother Households
5,840
18.6%
Single Father Households
2,383
7.6%
Living Alone
8,888
28.3%
Children Under 18
Total Children
18,274
In Married Couple
9,670
52.9%
With Single Mother
6,996
38.3%
With Single Father
1,608
8.8%
Family Income
Median Family Income
$81,532
Married Couple Income
$101,479
Single Mother Income
$48,175
Single Father Income
$73,452
Avg Family Size
2.8
Avg Non-Family Size
2.6
Grandparents w/ Grandchildren
3,100
Grandparents Responsible
596
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$70,578
-4% vs national
Per Capita Income
$31,667
-15% vs national
Poverty Rate
15.3%
+13% vs national
Gini Index
0.4361
0 = perfect equality
Unemployment
5.3%
+2% vs national
SNAP Recipients
18.5%
of households
How Waukegan Compares
Waukegan vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Waukegan is highlighted.
Median Household Income
Waukegan, IL has a median household income of $70,578, making it the 12,057th highest median household income out of 28,123 cities in our database. This means that Waukegan has a higher median household income than 57% of all the cities we measured.
Per Capita Income
Waukegan, IL has a per capita income of $31,667, making it the 15,494th highest per capita income out of 28,123 cities in our database. This means that Waukegan has a higher per capita income than 45% of all the cities we measured.
Poverty Rate
Waukegan, IL has a poverty rate of 15.3%, making it the 10,804th highest poverty rate out of 31,262 cities in our database. This means that Waukegan has a higher poverty rate than 65% of all the cities we measured.
Unemployment Rate
Waukegan, IL has a unemployment rate of 5.3%, making it the 10,777th highest unemployment rate out of 31,012 cities in our database. This means that Waukegan has a higher unemployment rate than 65% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Waukegan. The median household income here is $70,578.
Income Distribution
Employment Snapshot
Unemployment Rate
5.3%
-5% vs IL avg
Labor Force
47,697
Employed
44,705
Mean Commute
25 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
13.7%
of adults 25+
High School Diploma+
33.2%
of adults 25+
Median Age
34.6
Work from Home
6.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Chicago-Naperville-Elgin, IL-IN metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$105.3K
per year
Occupations Tracked
20
Cost of Living
Overall Index
113.7
100 = national avg
+13.7 vs national average
Living Wage (1 Adult)
$50,048
per year
Living Wage (Family of 4)
$118,294
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,581
per month
2 Bedroom
$1,781
per month
The median household income in Waukegan, IL is $70,578, which is 3.6% below the national average of $73,224. Per capita income is $31,667. The poverty rate of 15.3% is higher than the IL state average of 12.0%. The Gini index of income inequality is 0.4361, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.3%, compared to the state average of 5.6%. The labor force is 47,697. 13.7% of adults hold a bachelor's degree or higher. The average commute time is 25 minutes, with 6.7% working from home. About 69.9% of workers drive alone to work. The overall cost of living index is 113.7, which is 13.7% above the national average. Housing costs are above the national average at an index of 126.9. A single adult needs to earn approximately $50,048 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin โ January 2026
Median Sale Price
$219,500
Median List Price
$260,000
Price Per Sq Ft
$155
Days on Market
66
Active Inventory
93
Months of Supply
2.9
Seller's market
Zillow Home Value
$228,941
ZHVI โ January 2026
Zillow Rent Index
$1,597
ZORI โ January 2026
Market CompetitivenessRedfin
Sold Above List
18.8%
Off Market in 2 Weeks
37.5%
Sale-to-List Ratio
96.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
32
New Listings
42
Pending Sales
48
Price Per Square FootRedfin
Median Sale $/SF
$155
Median List $/SF
$185
Waukegan vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Waukegan is highlighted.
Median Home Value
Waukegan, IL has a median home value of $177,600, making it the 14,053rd highest median home value out of 27,993 cities in our database. This means that Waukegan has a higher median home value than 50% of all the cities we measured.
Median Rent
Waukegan, IL has a median rent of $1,163, making it the 7,131st highest median rent out of 22,337 cities in our database. This means that Waukegan has a higher median rent than 68% of all the cities we measured.
Median Price Per Sq Ft
Waukegan, IL has a price per square foot of $155, making it the 12,073rd highest price per square foot out of 20,748 cities in our database. This means that Waukegan has a higher price per square foot than 42% of all the cities we measured.
Rent Burden
Waukegan, IL has a rent burden of 19.8%, making it the 9,117th highest rent burden out of 21,928 cities in our database. This means that Waukegan has a higher rent burden than 58% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$177,600
Median Rent
$1,163
Total Housing Units
32,842
Vacancy Rate
4.4%
Owner Occupied
50.9%
Renter Occupied
49.1%
Median Property Tax
$4,559
per year
Monthly Cost (w/ Mortgage)
$1,176
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,559
per year
Effective Tax Rate
2.57%
of home value
Median Home Value
$177,600
Estimated Mean Tax
$5,187
The effective property tax rate is calculated by dividing the median annual property tax ($4,559) by the median home value ($177,600). In Waukegan, IL, this works out to an effective rate of 2.57%. This is above the national average of approximately 1.1%.
The current median sale price in Waukegan, IL is $219,500 according to Redfin data. Homes spend a median of 66 days on the market. 18.8% of homes sold above asking price. The market has 2.9 months of supply. The median price per square foot is $155. Zillow's observed rent index is $1,597/month. About 50.9% of housing units are owner-occupied. The median year homes were built is 1967. There are 32,842 total housing units. Homeowners pay a median annual property tax of $4,559. The effective tax rate is 2.57%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.45
per 1,000 residents
+71% vs national
Property Crime Rate
16.14
per 1,000 residents
-6% vs national
Total Crimes
1,795
2024
Violent Clearance
26%
cases solved
Property Clearance
7%
cases solved
YoY Change
+22.0%
violent crime rate
worsening vs 2023
How Waukegan Compares
Source: FBI (2024)Waukegan vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Waukegan is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Waukegan police solve 60% of murder cases but only 4% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 5 | 0.06 | 60.0% |
| Rape | Violent | 77 | 0.88 | 13.0% |
| Robbery | Violent | 53 | 0.61 | 17.0% |
| Aggravated Assault | Violent | 253 | 2.90 | 31.2% |
| Burglary | Property | 236 | 2.71 | 10.6% |
| Larceny/Theft | Property | 714 | 8.19 | 7.8% |
| Motor Vehicle Theft | Property | 457 | 5.24 | 3.5% |
Waukegan, IL reported 388 violent crimes and 1,407 property crimes in 2024. The violent crime rate of 4.45 per 1,000 residents is 71.2% above the national average of 2.60 per 1,000. Law enforcement cleared 26% of violent crimes. Larceny/theft accounts for 714 of the property crime reports. Firearms were involved in 53.0% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 388 | 1,407 | 4.45 | 16.14 |
| 2023 | 319 | 963 | 3.65 | 11.02 |
| 2022 | 36 | 104 | 0.41 | 1.18 |
| 2020 | 316 | 1,409 | 3.69 | 16.43 |
| 2019 | 331 | 1,929 | 3.83 | 22.30 |
| 2018 | 355 | 1,784 | 4.06 | 20.38 |
| 2017 | 361 | 1,988 | 4.10 | 22.59 |
| 2016 | 449 | 2,287 | 5.08 | 25.89 |
| 2015 | 386 | 2,415 | 4.34 | 27.18 |
School Shootings
Source: The Washington PostTotal Incidents
1
Total Killed
0
Total Injured
0
| Date | School | Killed | Injured | Type | Weapon |
|---|---|---|---|---|---|
| Jun 10, 2019 | Menta Academy North | 0 | 0 | targeted | 2 handguns |
Data from The Washington Post, licensed under CC BY-NC-SA 4.0.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
96.0
Relatively High
Expected Annual Loss
97.1
Score (0-100)
Social Vulnerability
14.1
Score (0-100)
Community Resilience
78.1
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
17
Public Assistance
$26.3M
Individual Assistance
$5.1M
Most Common Type
Snowstorm
5 declarations
Public Assistance by Category
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,397
Total Claims Paid
$27,473,646
Avg Claim Payout
$11,462
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
23
Federal Funding
$18,573,631
Properties Protected
156
Avg Benefit-Cost Ratio
1.33
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 13 | $7,758,848 |
| 202.1: Elevation of Private Structures - Riverine | 2 | $115,626 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 2 | $1,497,696 |
| 403.4: Stormwater Management - Detention/Retention Basins; 501.1: Other Major Structural Projects; 700.1: Management Costs - Salaries | 2 | $1,440,870 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $52,500 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Waukegan has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, strong wind. The area has had 17 federal disaster declarations. The most common disaster type is snowstorm (5 declarations). 2,397 flood insurance claims have been filed in the area. FEMA has obligated $26,336,061 in public assistance recovery funding. $5,118,135 has been distributed in individual assistance to disaster-affected residents. 23 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
40.2%
4.1pp above the national average
Depression Rate
17.6%
5.9pp below the national average
Diabetes Rate
14.4%
2.5pp above the national average
Uninsured Rate
21.3%
10.7pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.8%
Arthritis
19.7%
Cancer (excl. skin)
4.7%
Teeth Lost (65+)
17.9%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.9%
14+ days in past month
Depression
17.6%
Loneliness
35.6%
Lack of Support
30.4%
Disability Prevalence
Any Disability
31.2%
Mobility
15.0%
Cognitive
16.4%
Hearing
5.8%
Vision
7.9%
Self-Care
5.0%
Independent Living
9.5%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Waukegan has an obesity rate of 40.2%, which is 4.1pp above the national average. The depression rate is 17.6%, 5.9pp below the national average. About 21.3% of adults lack health insurance. 73.7% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.5 / 5
Nearest Hospital
1.1 mi
Vista Medical Center East
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Vista Medical Center East | 1.1 mi | Acute Care Hospitals | 2/5 | Yes |
| Lake Behavioral Hospital | 1.1 mi | Psychiatric | โ | โ |
| North Chicago Va Medical Center | 3.2 mi | Acute Care - Veterans Administration | 4/5 | Yes |
| Midwestern Region Med Center, Inc | 6.3 mi | Acute Care Hospitals | 4/5 | Yes |
| Advocate Condell Medical Center | 6.5 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
87,149
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| WAUKEGAN | 87,149 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total COโe
26.0K MT
Top Emitter
Gold Bond - WAK Plant
24.4K MT COโe
Total COโe vs Similar Cities (50,000 - 100,000)
| Facility | Sector | COโe (MT) |
|---|---|---|
Gold Bond - WAK Plant Spangler Cos Inc | Minerals | 24,406 |
Waukegan Nrg Energy Inc | Power Plants | 1,597 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโe/year.
There are 1 water system serving the area. 2 industrial facilities report greenhouse gas emissions totaling 26.0K metric tons of COโe.
Infrastructure
Commute Overview2023 ACS
Mean Commute
25 min
+5% vs national
Drive Alone
69.9%
-11% vs national
Public Transit
2.5%
+177% vs national
Work From Home
6.7%
-28% vs national
Carpool
17.2%
Walk / Bike
1.0%
combined
How Waukegan's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
11
2023
6-Year Avg
8
fatalities/yr
Pedestrian
4
Nighttime
9
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 11 | 11 | 0 | 4 | 0 |
| 2022 | 11 | 12 | 0 | 2 | 0 |
| 2021 | 2 | 2 | 0 | 0 | 0 |
| 2020 | 10 | 10 | 7 | 2 | 1 |
| 2019 | 7 | 7 | 1 | 4 | 1 |
| 2018 | 4 | 5 | 2 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Waukegan, IL is 25 minutes, which is 5.1% above the national average of 23 minutes. 69.9% of workers drive alone, compared to the national average of 78.7%. 6.7% work from home, which is below the IL state average of 8.4%. Public transit is used by 2.5% of commuters, compared to the national average of 0.9%. 17.2% of workers carpool. In 2023, there were 11 traffic fatalities from 11 fatal crashes. 4 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
88.1%
of households
Cable / Fiber / DSL
71.6%
of households
No Internet
9.6%
of households
Total Households
31,406
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
94.6%
of households
Smartphone
89.8%
of households
Desktop / Laptop
71.6%
of households
Tablet
56.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
15.9ยข
per kWh
-14% vs 50,000 - 100,000 avg
Commercial Rate
11.8ยข
per kWh
-20% vs 50,000 - 100,000 avg
Industrial Rate
8.8ยข
per kWh
-20% vs 50,000 - 100,000 avg
Avg Monthly Bill
$110
residential
-24% vs 50,000 - 100,000 avg
7% below the national average of 17.1ยข/kWh
Residential electricity in Illinois averages 15.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $110. State-level averages from EIA Electric Sales & Revenue data (2024).
Waukegan vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (ยข/kWh)
Commercial Rate (ยข/kWh)
Industrial Rate (ยข/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
87,149
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| WAUKEGAN | Community | Surface water | 87,149 | 0 |
88.1% of households in Waukegan have broadband internet access. 71.6% have cable, fiber, or DSL service. 13.1% rely solely on cellular data without a wired connection. 9.6% of households have no internet access. 16.5% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 87,149 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Waukegan is located in Lake County, IL. Results reflect all voters in the county, not just those in Waukegan.
Election Overview
Source: Lake County (2024)2024 Winner
Democrat
Dem Votes
184,642
59.7%
GOP Votes
120,402
38.9%
Total Votes
309,323
Margin
D+20.8%
Shift from 2020
R+3.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 184,642 | 120,402 | 309,323 | 59.7% | 38.9% | D+20.8 |
| 2020 | 204,032 | 123,594 | 334,156 | 61.1% | 37.0% | D+24.1 |
| 2016 | 168,186 | 108,608 | 293,574 | 57.3% | 37.0% | D+20.3 |
In the 2024 presidential election, Lake County recorded 309,323 total votes. Democrats won the county with 59.7% of the vote compared to 38.9% for Republicans, a margin of D+20.8%. Compared to 2020, the margin shifted R+3.3pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
215
Total Assets
$61.4M
Total Income
$78.5M
Per 10K Residents
24.2
nonprofits
-42.2% vs peers avg
Orgs with >$1M Assets
18
Median Assets
$251K
Oldest Active
1941
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $42.7M of $61.4M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Waukegan
Source: IRS Exempt Organizations BMFWaukegan, IL has 215 registered 501(c)(3) nonprofit organizations with combined assets of $61.4M. The most common category is Religion-Related, with 35 organizations. 18 nonprofits have assets exceeding $1 million. That works out to 24.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
267
Total Approved
$167.3M
Jobs Supported
2,890
Per 10K Residents
30.0
SBA loans
-58.0% vs peers avg
Unique Lenders
74
Top Lender
Byline Bank
23 loans
Top Industry
Retail Trade
Data Span
1992โ2025
Loan Program Breakdown
Source: SBA FOIALoans
228
Total Amount
$134.4M
Avg Loan
$589,607
Median Loan
$157,500
SBA Guaranteed
$100.8M(75%)
Jobs Supported
2,342
Loans
39
Total Amount
$32.9M
Avg Loan
$843,744
Median Loan
$742,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
46
17% of all-time total
Recent Amount
$60.9M
36% of all-time total
Avg Recent Loan
$1,324,765
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Big Ed's Bbq Llc | 2 | $7.0M |
| Lhg Waukegan Inc | 1 | $5.0M |
| Bay Marine of Chicago Llc | 1 | $4.9M |
| Lake County Ice & Sports Center Llc | 3 | $4.7M |
| Henry Broch & Co | 1 | $4.3M |
| Rainbow Cleaning Systems Inc | 1 | $4.2M |
| Lakehurst Investments Llc | 2 | $4.1M |
| Hampton Inn and Suites Waukegan | 1 | $4.0M |
| 3rd Coast Capital Llc | 3 | $3.9M |
| Ludlow Manufacturing Inc. | 1 | $3.7M |
Waukegan, IL has received 267 SBA loans totaling $167.3M in approved funding between 1992 and 2025. The 7(a) program accounts for 228 loans (85% of the total), supporting 2,342 jobs. The 504 program, focused on real estate and large equipment, has funded 39 loans totaling $32.9M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Waukegan is Byline Bank with 23 loans. That works out to 30.0 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
13
Total Population
309,294
Avg Median Income
-$51,184,491
Avg Home Value
-$102,271,249
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 60030 | 35,579 | $104,920 | $276,800 | $1,526 | 26.8 |
| 60031 | 37,208 | $114,008 | $322,300 | $1,601 | 19.0 |
| 60044 | 10,289 | $127,546 | $568,500 | $1,672 | 6.8 |
| 60045 | 20,957 | $225,551 | $899,200 | $2,321 | 21.3 |
| 60048 | 28,945 | $169,283 | $535,100 | $1,569 | 28.4 |
| 60064 | 15,047 | $49,256 | $139,900 | $1,069 | 5.3 |
| 60075 | 43 | N/A | N/A | N/A | 0.2 |
| 60083 | 9,655 | $111,912 | $286,400 | $1,702 | 26.4 |
| 60085 | 72,763 | $64,330 | $164,800 | $1,133 | 14.8 |
| 60087 | 27,428 | $79,162 | $185,800 | $1,294 | 13.0 |
| 60088 | 14,269 | $62,557 | N/A | $1,832 | 2.4 |
| 60096 | 6,626 | $94,115 | $238,000 | $1,262 | 4.7 |
| 60099 | 30,485 | $65,647 | $190,300 | $1,131 | 22.6 |
Waukegan, IL has 13 ZIP codes with a combined population of 309,294. The average median household income across all ZIP codes is -$51,184,491. The average median home value is -$102,271,249. The average median monthly rent is -$51,280,658.
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