Housing in Waterloo, IL
Home values, rent, ownership rates, and housing market data
Housing Market Snapshot
Source: Redfin — January 2026Median Sale Price
$320,000
Median List Price
$271,000
Price Per Sq Ft
$160
Days on Market
69
Active Inventory
38
Months of Supply
5.4
Balanced market
Zillow Home Value
$318,226
ZHVI — January 2026
Zillow Rent Index
$1,350
ZORI — January 2026
Price Trends
Source: RedfinMarket Competitiveness
Source: RedfinSold Above List
14.3%
Off Market in 2 Weeks
60.0%
Sale-to-List Ratio
100.7%
Seller's market
Market Activity
Source: RedfinHomes Sold
7
New Listings
11
Price Per Square Foot
Source: RedfinMedian Sale $/SF
$160
Median List $/SF
$160
Waterloo vs Similar Cities
Source: Census ACS / Redfin (2023)Compared to cities with 10,000 - 25,000 residents. Waterloo is highlighted.
Median Home Value
Median Rent
Median Price Per Sq Ft
Rent Burden
Census Housing Data
Source: U.S. Census Bureau ACS (2023)Median Home Value
$237,900
Median Rent
$873
Total Housing Units
4,651
Vacancy Rate
5.5%
Owner Occupied
76.9%
Renter Occupied
23.1%
Median Property Tax
$4,167
per year
Monthly Cost (w/ Mortgage)
$1,346
Housing Types
The current median sale price in Waterloo, IL is $320,000 according to Redfin data. Homes spend a median of 69 days on the market. 14.3% of homes sold above asking price. The market has 5.4 months of supply. The median price per square foot is $160. Zillow's observed rent index is $1,350/month. About 76.9% of housing units are owner-occupied. The median year homes were built is 1991. There are 4,651 total housing units.