Urbana, IL — City Data, Demographics & Statistics
Champaign County · Illinois
City DNA
A unique fingerprint for Urbana based on 8 key metrics — compared to averages.
Quick Stats
Population
38,447
2023 ACS
Median Income
$45,854
2023
Median Home Value
$186,300
2023
Median Rent
$951
2023
Median Age
26.7
Unemployment
5.7%
Cost of Living Index
90.7
100 = national avg
Urbana is a city in Champaign County, Illinois, with a population of 38,447 according to the 2023 American Community Survey. Urbana is one of the communities in Illinois.
The median household income in Urbana is $45,854, and the median home value is $186,300. The cost of living index is 90.7 (where 100 = national average), and the median rent is $951 per month. The unemployment rate is 5.7%, and the median age is 26.7 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
38,447
Male
19,514
50.8%
Female
18,933
49.2%
Median Age
26.7
Age Distribution
Education & Household
Bachelor's or Higher
31.4%
High School or Higher
41.3%
Foreign Born
18.3%
Veterans
2.9%
Married
25.2%
Avg Household Size
2.0
Marital Status by Age
Race & Ethnicity
Diversity Index
0.585
Simpson's Index (0-1)
Largest Group
White
59.3%
Foreign Born
18.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
9.3%
3,583 people
Not Hispanic/Latino
90.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
36,919
English Only
75.7%
#1 Non-English Language
Spanish
2,425 speakers
Limited English
9.0%
Language Distribution
English Proficiency
Speaks English Very Well
91.0%
Limited English Proficiency
9.0%
Veterans & Military
Total Veterans
1,098
2.9% of population
Disability Rate
16.4%
180 with disability
Veteran Median Income
$55,943
Unemployment Rate
2.1%
Period of Service
Veteran Age Distribution
Male Veterans
1,056
96.2%
Female Veterans
42
3.8%
Veteran vs Non-Veteran Income
Veteran Income
$55,943
Non-Veteran Income
$28,846
Difference
$27,097
93.9% higher
Disability Status
With Disability
180
Without Disability
918
Disability Rate
16.4%
Ancestry & Heritage
Total Reporting Ancestry
21,094
#1 Ancestry
German
15.3% (5,874)
#2 Ancestry
Irish
7.6% (2,929)
#3 Ancestry
English
7.1% (2,737)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
16,425
Family Households
6,055
36.9%
Married Couples
4,436
27.0%
Non-Family Households
10,370
63.1%
Single Mother Households
1,191
7.3%
Single Father Households
428
2.6%
Living Alone
7,622
46.4%
Children Under 18
Total Children
3,914
In Married Couple
2,394
61.2%
With Single Mother
1,368
35.0%
With Single Father
152
3.9%
Family Income
Median Family Income
$83,151
Married Couple Income
$98,902
Single Mother Income
$48,792
Single Father Income
$29,207
Avg Family Size
2.0
Avg Non-Family Size
1.8
Grandparents w/ Grandchildren
229
Grandparents Responsible
44
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$45,854
-37% vs national
Per Capita Income
$31,936
-14% vs national
Poverty Rate
24.8%
+82% vs national
Gini Index
0.5456
0 = perfect equality
Unemployment
5.7%
+10% vs national
SNAP Recipients
11.3%
of households
How Urbana Compares
Urbana vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Urbana is highlighted.
Median Household Income
Urbana, IL has a median household income of $45,854, making it the 23,204th highest median household income out of 28,123 cities in our database. This means that Urbana has a higher median household income than 17% of all the cities we measured.
Per Capita Income
Urbana, IL has a per capita income of $31,936, making it the 15,194th highest per capita income out of 28,123 cities in our database. This means that Urbana has a higher per capita income than 46% of all the cities we measured.
Poverty Rate
Urbana, IL has a poverty rate of 24.8%, making it the 4,791st highest poverty rate out of 31,262 cities in our database. This means that Urbana has a higher poverty rate than 85% of all the cities we measured.
Unemployment Rate
Urbana, IL has a unemployment rate of 5.7%, making it the 9,785th highest unemployment rate out of 31,012 cities in our database. This means that Urbana has a higher unemployment rate than 68% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Urbana. The median household income here is $45,854.
Income Distribution
Employment Snapshot
Unemployment Rate
5.7%
+3% vs IL avg
Labor Force
20,221
Employed
19,060
Mean Commute
12 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
31.4%
of adults 25+
High School Diploma+
41.3%
of adults 25+
Median Age
26.7
Work from Home
14.6%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Champaign-Urbana, IL metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$93.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
90.7
100 = national avg
-9.3 vs national average
Living Wage (1 Adult)
$39,928
per year
Living Wage (Family of 4)
$94,376
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$946
per month
2 Bedroom
$1,122
per month
The median household income in Urbana, IL is $45,854, which is 37.4% below the national average of $73,224. Per capita income is $31,936. The poverty rate of 24.8% is higher than the IL state average of 12.0%. The Gini index of income inequality is 0.5456, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.7%, compared to the state average of 5.6%. The labor force is 20,221. 31.4% of adults hold a bachelor's degree or higher. The average commute time is 12 minutes, with 14.6% working from home. About 51.8% of workers drive alone to work. The overall cost of living index is 90.7, which is 9.3% below the national average. Housing costs are above the national average at an index of 114.6. A single adult needs to earn approximately $39,928 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$175,000
Median List Price
$230,000
Price Per Sq Ft
$146
Days on Market
58
Active Inventory
79
Months of Supply
4.6
Balanced market
Zillow Home Value
$195,039
ZHVI — January 2026
Zillow Rent Index
$1,223
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
5.9%
Off Market in 2 Weeks
31.3%
Sale-to-List Ratio
96.3%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
17
New Listings
31
Pending Sales
32
Price Per Square FootRedfin
Median Sale $/SF
$146
Median List $/SF
$154
House Price IndexFHFA
How much have housing prices increased in Urbana, IL? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Champaign-Urbana, IL metro area, home prices have risen 265.5% over the past 40 years. Over 20 years, prices grew 73.7%. The 10-year growth rate is 67.4%. Over the last 5 years, prices increased 51.1%. In the most recent 2-year period, the index rose 12.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Champaign-Urbana, IL housing market rather than Urbana alone.
Metro area: Champaign-Urbana, IL
Urbana vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Urbana is highlighted.
Median Home Value
Urbana, IL has a median home value of $186,300, making it the 13,337th highest median home value out of 27,993 cities in our database. This means that Urbana has a higher median home value than 52% of all the cities we measured.
Median Rent
Urbana, IL has a median rent of $951, making it the 11,064th highest median rent out of 22,337 cities in our database. This means that Urbana has a higher median rent than 50% of all the cities we measured.
Median Price Per Sq Ft
Urbana, IL has a price per square foot of $146, making it the 12,975th highest price per square foot out of 20,748 cities in our database. This means that Urbana has a higher price per square foot than 37% of all the cities we measured.
Rent Burden
Urbana, IL has a rent burden of 24.9%, making it the 3,526th highest rent burden out of 21,928 cities in our database. This means that Urbana has a higher rent burden than 84% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$186,300
Median Rent
$951
Total Housing Units
19,003
Vacancy Rate
13.6%
Owner Occupied
34.7%
Renter Occupied
65.3%
Median Property Tax
$4,480
per year
Monthly Cost (w/ Mortgage)
$1,122
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,480
per year
Effective Tax Rate
2.40%
of home value
Median Home Value
$186,300
Estimated Mean Tax
$4,844
The effective property tax rate is calculated by dividing the median annual property tax ($4,480) by the median home value ($186,300). In Urbana, IL, this works out to an effective rate of 2.40%. This is above the national average of approximately 1.1%.
The current median sale price in Urbana, IL is $175,000 according to Redfin data. Homes spend a median of 58 days on the market. 5.9% of homes sold above asking price. The market has 4.6 months of supply. The median price per square foot is $146. Zillow's observed rent index is $1,223/month. About 34.7% of housing units are owner-occupied. The median year homes were built is 1979. There are 19,003 total housing units. Homeowners pay a median annual property tax of $4,480. The effective tax rate is 2.40%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
5.44
per 1,000 residents
+109% vs national
Property Crime Rate
24.92
per 1,000 residents
+45% vs national
Total Crimes
1,160
2024
Violent Clearance
35%
cases solved
Property Clearance
17%
cases solved
YoY Change
+13.0%
violent crime rate
worsening vs 2023
How Urbana Compares
Source: FBI (2024)Urbana vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Urbana is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Urbana police solve 41% of aggravated assault cases but only 0% of murder cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 1 | 0.03 | 0.0% |
| Rape | Violent | 21 | 0.55 | 38.1% |
| Robbery | Violent | 31 | 0.81 | 6.5% |
| Aggravated Assault | Violent | 155 | 4.06 | 40.6% |
| Burglary | Property | 186 | 4.87 | 16.7% |
| Larceny/Theft | Property | 665 | 17.41 | 18.0% |
| Motor Vehicle Theft | Property | 101 | 2.64 | 13.9% |
Urbana, IL reported 208 violent crimes and 952 property crimes in 2024. The violent crime rate of 5.44 per 1,000 residents is 109.4% above the national average of 2.60 per 1,000. Law enforcement cleared 35% of violent crimes. Larceny/theft accounts for 665 of the property crime reports. Firearms were involved in 34.8% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 208 | 952 | 5.44 | 24.92 |
| 2023 | 186 | 1,048 | 4.82 | 27.15 |
| 2022 | 258 | 1,050 | 6.62 | 26.93 |
| 2021 | 211 | 843 | 5.06 | 20.23 |
| 2020 | 214 | 864 | 5.07 | 20.47 |
| 2019 | 124 | 1,090 | 2.95 | 25.90 |
| 2018 | 150 | 1,233 | 3.57 | 29.34 |
| 2017 | 142 | 1,421 | 3.37 | 33.76 |
| 2016 | 162 | 1,543 | 3.82 | 36.34 |
| 2015 | 134 | 1,505 | 3.18 | 35.69 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
90.5
Relatively Moderate
Expected Annual Loss
90.3
Score (0-100)
Social Vulnerability
30.9
Score (0-100)
Community Resilience
86.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
12
Public Assistance
$10.4M
Individual Assistance
$2.3M
Most Common Type
Tornado
4 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $10.2M | $2.3M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Straight-line Winds, and … → | Tornado | Nov 2013 | — | $30K |
| Severe Storms, Straight-line Winds, and … → | Flood | May 2013 | $9K | — |
| Severe Winter Storm and Snowstorm → | Snow | Mar 2011 | $4K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | $6K | — |
| Severe Storms, Tornadoes and Flooding → | Tornado | May 2002 | — | — |
| Illinois Winter Snow Storms → | Snow | Jan 2001 | $2K | — |
| Il-winter Storm 1/1/99 → | Snowstorm | Jan 1999 | $152K | — |
| Severe Storms and Flooding → | Severe Storm | May 1996 | — | — |
| Severe Storms and Tornadoes → | Severe Storm | Apr 1996 | — | — |
| Severe Storms and Flooding → | Severe Storm | Apr 1994 | — | — |
| Severe Ice Storm → | Severe Ice Storm | Mar 1990 | — | — |
| Tornadoes → | Tornado | Apr 1974 | — | — |
| Tornadoes, Severe Storms & Flooding → | Tornado | Jun 1968 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
231
Total Claims Paid
$2,053,615
Avg Claim Payout
$8,890
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
5
Federal Funding
$217,046
Properties Protected
2
Avg Benefit-Cost Ratio
2.12
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 105.1: Applied Research and Development in the Building Sciences | 3 | $135,623 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $47,448 |
| 202.1: Elevation of Private Structures - Riverine | 1 | $33,975 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Urbana has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, drought, winter weather. The area has had 12 federal disaster declarations. The most common disaster type is tornado (4 declarations). 231 flood insurance claims have been filed in the area. FEMA has obligated $10,375,880 in public assistance recovery funding. $2,301,166 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
30.6%
5.5pp below the national average
Depression Rate
22.7%
0.8pp below the national average
Diabetes Rate
8.4%
3.5pp below the national average
Uninsured Rate
8.8%
1.8pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
29.1%
Arthritis
17.6%
Cancer (excl. skin)
5.0%
Teeth Lost (65+)
12.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
18.8%
14+ days in past month
Depression
22.7%
Loneliness
37.8%
Lack of Support
27.1%
Disability Prevalence
Any Disability
28.1%
Mobility
9.4%
Cognitive
15.5%
Hearing
4.9%
Vision
5.2%
Self-Care
3.0%
Independent Living
9.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Urbana has an obesity rate of 30.6%, which is 5.5pp below the national average. The depression rate is 22.7%, 0.8pp below the national average. About 8.8% of adults lack health insurance. 73.4% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.3 / 5
Nearest Hospital
0.7 mi
Carle Foundation Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Carle Foundation Hospital | 0.7 mi | Acute Care Hospitals | 3/5 | Yes |
| Osf Heart Of Mary Medical Center | 0.7 mi | Acute Care Hospitals | 3/5 | Yes |
| The Pavilion | 2.5 mi | Psychiatric | — | — |
| Kirby Medical Center | 21.2 mi | Critical Access Hospitals | — | Yes |
| Gibson Community Hospital | 26.0 mi | Critical Access Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
209
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| EHLERS MHP | 112 | 0 |
| COUNTRY VIEW ESTS MHP | 97 | 0 |
There are 2 water systems serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
12 min
-48% vs national
Drive Alone
51.8%
-34% vs national
Public Transit
7.2%
+694% vs national
Work From Home
14.6%
+57% vs national
Carpool
6.9%
Walk / Bike
18.6%
combined
How Urbana's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2022)Fatalities
3
2022
4-Year Avg
3
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2022 | 3 | 3 | 0 | 1 | 0 |
| 2021 | 4 | 4 | 0 | 1 | 0 |
| 2020 | 3 | 4 | 2 | 0 | 0 |
| 2019 | 1 | 1 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Urbana, IL is 12 minutes, which is 47.9% below the national average of 23 minutes. 51.8% of workers drive alone, compared to the national average of 78.7%. 14.6% work from home, which is above the IL state average of 8.4%. Public transit is used by 7.2% of commuters, compared to the national average of 0.9%. 6.9% of workers carpool. 14.7% walk to work. 3.9% commute by bicycle. In 2022, there were 3 traffic fatalities from 3 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
84.3%
of households
Cable / Fiber / DSL
75.4%
of households
No Internet
6.2%
of households
Total Households
16,425
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
94.9%
of households
Smartphone
92.1%
of households
Desktop / Laptop
86.8%
of households
Tablet
58.3%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
15.9¢
per kWh
-17% vs 25,000 - 50,000 avg
Commercial Rate
11.8¢
per kWh
-24% vs 25,000 - 50,000 avg
Industrial Rate
8.8¢
per kWh
-26% vs 25,000 - 50,000 avg
Avg Monthly Bill
$110
residential
-25% vs 25,000 - 50,000 avg
7% below the national average of 17.1¢/kWh
Residential electricity in Illinois averages 15.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $110. State-level averages from EIA Electric Sales & Revenue data (2024).
Urbana vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
209
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| EHLERS MHP | Community | Ground water | 112 | 0 |
| COUNTRY VIEW ESTS MHP | Community | Ground water | 97 | 0 |
84.3% of households in Urbana have broadband internet access. 75.4% have cable, fiber, or DSL service. 8.0% rely solely on cellular data without a wired connection. 6.2% of households have no internet access. 6.2% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 209 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Urbana is located in Champaign County, IL. Results reflect all voters in the county, not just those in Urbana.
Election Overview
Source: Champaign County (2024)2024 Winner
Democrat
Dem Votes
54,314
61.3%
GOP Votes
32,965
37.2%
Total Votes
88,627
Margin
D+24.1%
Shift from 2020
D+1.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 54,314 | 32,965 | 88,627 | 61.3% | 37.2% | D+24.1 |
| 2020 | 57,067 | 35,285 | 95,568 | 59.7% | 36.9% | D+22.8 |
| 2016 | 49,694 | 33,235 | 89,196 | 55.7% | 37.3% | D+18.5 |
In the 2024 presidential election, Champaign County recorded 88,627 total votes. Democrats won the county with 61.3% of the vote compared to 37.2% for Republicans, a margin of D+24.1%. Compared to 2020, the margin shifted D+1.3pp from the previous election. Since 2016, Champaign County has shifted 5.6 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
249
Total Assets
$5.4B
Total Income
$4.4B
Per 10K Residents
64.8
nonprofits
-32.3% vs peers avg
Orgs with >$1M Assets
38
Median Assets
$280K
Oldest Active
1922
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $5.0B of $5.4B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Urbana
Source: IRS Exempt Organizations BMFUrbana, IL has 249 registered 501(c)(3) nonprofit organizations with combined assets of $5.4B. The most common category is Education, with 33 organizations. 38 nonprofits have assets exceeding $1 million. That works out to 64.8 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1922.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
199
Total Approved
$78.3M
Jobs Supported
1,615
Per 10K Residents
51.8
SBA loans
-55.0% vs peers avg
Unique Lenders
54
Top Lender
Busey Bank
74 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
173
Total Amount
$61.2M
Avg Loan
$353,469
Median Loan
$131,000
SBA Guaranteed
$46.8M(77%)
Jobs Supported
1,292
Loans
26
Total Amount
$17.2M
Avg Loan
$661,346
Median Loan
$472,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
28
14% of all-time total
Recent Amount
$17.0M
22% of all-time total
Avg Recent Loan
$606,918
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Vidhi 3 Llc | 1 | $5.0M |
| Icon Hospitality | 1 | $4.2M |
| Eastland Suites - Urbana Llc | 1 | $4.0M |
| Varniraj Hotels Llc | 1 | $2.7M |
| Jj Urbana Hotel Group, Llc | 1 | $2.6M |
| Jz & Pv Holdings Llc | 2 | $2.6M |
| Creative Thermal Solutions, Inc. | 2 | $2.3M |
| Little Hearts & Hands Inc | 4 | $2.1M |
| Lang Distributing South | 1 | $2.0M |
| Ram Hotel Group Inc | 1 | $1.8M |
Urbana, IL has received 199 SBA loans totaling $78.3M in approved funding between 1992 and 2026. The 7(a) program accounts for 173 loans (87% of the total), supporting 1,292 jobs. The 504 program, focused on real estate and large equipment, has funded 26 loans totaling $17.2M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Urbana is Busey Bank with 74 loans. That works out to 51.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
11
Total Population
164,987
Avg Median Income
$73,583
Avg Home Value
$198,509
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 61801 | 27,755 | $37,948 | $184,000 | $950 | 5.4 |
| 61802 | 19,502 | $58,588 | $158,300 | $996 | 82.1 |
| 61815 | 309 | $61,111 | $159,100 | $1,070 | 0.2 |
| 61820 | 38,481 | $31,031 | $175,900 | $1,077 | 5.9 |
| 61821 | 28,838 | $69,284 | $174,800 | $1,001 | 7.7 |
| 61822 | 28,246 | $97,044 | $264,600 | $1,265 | 107.2 |
| 61864 | 1,714 | $91,827 | $203,600 | $1,063 | 22.9 |
| 61873 | 5,803 | $112,755 | $246,300 | $942 | 63.7 |
| 61874 | 8,602 | $88,431 | $274,100 | $954 | 6.1 |
| 61878 | 1,179 | $72,250 | $115,600 | $790 | 28.0 |
| 61880 | 4,558 | $89,139 | $227,300 | $881 | 61.8 |
Urbana, IL has 11 ZIP codes with a combined population of 164,987. The average median household income across all ZIP codes is $73,583. The average median home value is $198,509. The average median monthly rent is $999.
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