Cost of Living in St. Joseph, IL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
145.0
100 = national avg
+45.0 vs national average
Living Wage (1 Adult)
$63,797
per year
Living Wage (Family of 4)
$150,792
per year
Cost Index by Category
Housing131.2
Food137.6
Transportation175.2
Healthcare130.1
Utilities128.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$946
per month
2 Bedroom
$1,122
per month
The overall cost of living index in St. Joseph is 145.0, which is 45.0% above the national average. Housing costs are above the national average at an index of 131.2. A single adult needs to earn approximately $63,797 per year to cover basic expenses.