Cost of Living in St. Charles, IL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
172.1
100 = national avg
+72.1 vs national average
Living Wage (1 Adult)
$75,725
per year
Living Wage (Family of 4)
$178,987
per year
Cost Index by Category
Housing219.1
Food138.2
Transportation136.7
Healthcare130.5
Utilities146.7
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,581
per month
2 Bedroom
$1,781
per month
The overall cost of living index in St. Charles is 172.1, which is 72.1% above the national average. Housing costs are above the national average at an index of 219.1. A single adult needs to earn approximately $75,725 per year to cover basic expenses.