Cost of Living in Ottawa, IL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
106.1
100 = national avg
+6.1 vs national average
Living Wage (1 Adult)
$46,693
per year
Living Wage (Family of 4)
$110,366
per year
Cost Index by Category
Housing102.6
Food105.8
Transportation111.6
Healthcare104.6
Utilities104.0
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$822
per month
2 Bedroom
$1,079
per month
The overall cost of living index in Ottawa is 106.1, which is 6.1% above the national average. Housing costs are above the national average at an index of 102.6. A single adult needs to earn approximately $46,693 per year to cover basic expenses.