Cost of Living in Gardner, IL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
117.1
100 = national avg
+17.1 vs national average
Living Wage (1 Adult)
$51,507
per year
Living Wage (Family of 4)
$121,745
per year
Cost Index by Category
Housing115.4
Food112.8
Transportation125.5
Healthcare110.2
Utilities110.7
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,118
per month
2 Bedroom
$1,459
per month
The overall cost of living index in Gardner is 117.1, which is 17.1% above the national average. Housing costs are above the national average at an index of 115.4. A single adult needs to earn approximately $51,507 per year to cover basic expenses.