Housing in Effingham, IL

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Redfin — January 2026

Median Sale Price

$190,500

Median List Price

$179,900

Price Per Sq Ft

$101

Days on Market

170

Active Inventory

29

Months of Supply

3.6

Seller's market

Zillow Home Value

$220,478

ZHVI — January 2026

Price Trends

Source: Redfin
Sale Price 1.6%List Price 14.3%Mar 24Jan 26

Market Competitiveness

Source: Redfin

Sold Above List

12.5%

Off Market in 2 Weeks

18.2%

Sale-to-List Ratio

95.5%

Buyer's market

Sold Above Asking
12.5%
Under Contract in 2 Wks
18.2%
Listings with Price Drops
13.8%

Market Activity

Source: Redfin

Homes Sold

8

New Listings

10

Pending Sales

11

Homes Sold 27.3%New Listings 42.9%Pending 0.0%Mar 24Jan 26

Price Per Square Foot

Source: Redfin

Median Sale $/SF

$101

Median List $/SF

$137

Sale $/SF 19.8%List $/SF 25.7%Mar 24Jan 26

Effingham vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with 10,000 - 25,000 residents. Effingham is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$166,700

Median Rent

$696

Total Housing Units

5,584

Vacancy Rate

7.0%

Owner Occupied

64.3%

Renter Occupied

35.7%

Median Property Tax

$2,694

per year

Monthly Cost (w/ Mortgage)

$981

Housing Types

Single Family
69.6%
Multi-Family
25.3%
Mobile Home
5.0%

The current median sale price in Effingham, IL is $190,500 according to Redfin data. Homes spend a median of 170 days on the market. 12.5% of homes sold above asking price. The market has 3.6 months of supply. The median price per square foot is $101. The median rent is $696 per month (Census ACS). About 64.3% of housing units are owner-occupied. The median year homes were built is 1975. There are 5,584 total housing units.