Crystal Lake, IL — City Data, Demographics & Statistics
McHenry County · Illinois
City DNA
A unique fingerprint for Crystal Lake based on 8 key metrics — compared to averages.
Quick Stats
Population
40,436
2023 ACS
Median Income
$105,428
2023
Median Home Value
$287,400
2023
Median Rent
$1,431
2023
Median Age
39.5
Unemployment
4.6%
Cost of Living Index
155.7
100 = national avg
Crystal Lake is a city in McHenry County, Illinois, with a population of 40,436 according to the 2023 American Community Survey. Crystal Lake is one of the communities in Illinois.
The median household income in Crystal Lake is $105,428, and the median home value is $287,400. The cost of living index is 155.7 (where 100 = national average), and the median rent is $1,431 per month. The unemployment rate is 4.6%, and the median age is 39.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
40,436
Male
19,608
48.5%
Female
20,828
51.5%
Median Age
39.5
Age Distribution
Education & Household
Bachelor's or Higher
28.1%
High School or Higher
43.3%
Foreign Born
9.3%
Veterans
3.1%
Married
44.8%
Avg Household Size
2.7
Marital Status by Age
Race & Ethnicity
Diversity Index
0.256
Simpson's Index (0-1)
Largest Group
White
85.0%
Foreign Born
9.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
12.1%
4,893 people
Not Hispanic/Latino
87.9%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
38,735
English Only
85.7%
#1 Non-English Language
Spanish
3,365 speakers
Limited English
5.1%
Language Distribution
English Proficiency
Speaks English Very Well
94.9%
Limited English Proficiency
5.1%
Veterans & Military
Total Veterans
1,269
3.1% of population
Disability Rate
18.7%
237 with disability
Veteran Median Income
$70,234
Unemployment Rate
3.9%
Period of Service
Veteran Age Distribution
Male Veterans
1,178
92.8%
Female Veterans
91
7.2%
Veteran vs Non-Veteran Income
Veteran Income
$70,234
Non-Veteran Income
$49,236
Difference
$20,998
42.6% higher
Disability Status
With Disability
237
Without Disability
1,032
Disability Rate
18.7%
Ancestry & Heritage
Total Reporting Ancestry
38,573
#1 Ancestry
German
26.4% (10,676)
#2 Ancestry
Irish
15.3% (6,201)
#3 Ancestry
Polish
13.0% (5,265)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
14,917
Family Households
10,800
72.4%
Married Couples
8,552
57.3%
Non-Family Households
4,117
27.6%
Single Mother Households
1,543
10.3%
Single Father Households
705
4.7%
Living Alone
3,203
21.5%
Children Under 18
Total Children
9,191
In Married Couple
7,043
76.6%
With Single Mother
1,729
18.8%
With Single Father
419
4.6%
Family Income
Median Family Income
$121,977
Married Couple Income
$134,105
Single Mother Income
$55,532
Single Father Income
$88,281
Avg Family Size
2.7
Avg Non-Family Size
2.3
Grandparents w/ Grandchildren
365
Grandparents Responsible
160
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$105,428
+44% vs national
Per Capita Income
$46,199
+24% vs national
Poverty Rate
6.1%
-55% vs national
Gini Index
0.3801
0 = perfect equality
Unemployment
4.6%
-11% vs national
SNAP Recipients
7.0%
of households
How Crystal Lake Compares
Crystal Lake vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Crystal Lake is highlighted.
Median Household Income
Crystal Lake, IL has a median household income of $105,428, making it the 4,161st highest median household income out of 28,123 cities in our database. This means that Crystal Lake has a higher median household income than 85% of all the cities we measured.
Per Capita Income
Crystal Lake, IL has a per capita income of $46,199, making it the 5,719th highest per capita income out of 28,123 cities in our database. This means that Crystal Lake has a higher per capita income than 80% of all the cities we measured.
Poverty Rate
Crystal Lake, IL has a poverty rate of 6.1%, making it the 22,207th highest poverty rate out of 31,262 cities in our database. This means that Crystal Lake has a higher poverty rate than 29% of all the cities we measured.
Unemployment Rate
Crystal Lake, IL has a unemployment rate of 4.6%, making it the 12,675th highest unemployment rate out of 31,012 cities in our database. This means that Crystal Lake has a higher unemployment rate than 59% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Crystal Lake. The median household income here is $105,428.
Income Distribution
Employment Snapshot
Unemployment Rate
4.6%
-18% vs IL avg
Labor Force
22,786
Employed
21,736
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
28.1%
of adults 25+
High School Diploma+
43.3%
of adults 25+
Median Age
39.5
Work from Home
13.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Chicago-Naperville-Elgin, IL-IN metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$105.3K
per year
Occupations Tracked
20
Cost of Living
Overall Index
155.7
100 = national avg
+55.7 vs national average
Living Wage (1 Adult)
$68,500
per year
Living Wage (Family of 4)
$161,910
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,581
per month
2 Bedroom
$1,781
per month
The median household income in Crystal Lake, IL is $105,428, which is 44.0% above the national average of $73,224. Per capita income is $46,199. The poverty rate of 6.1% is lower than the IL state average of 12.0%. The Gini index of income inequality is 0.3801, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.6%, compared to the state average of 5.6%. The labor force is 22,786. 28.1% of adults hold a bachelor's degree or higher. About 73.1% of workers drive alone to work. The overall cost of living index is 155.7, which is 55.7% above the national average. Housing costs are above the national average at an index of 176.9. A single adult needs to earn approximately $68,500 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$366,850
Median List Price
$347,500
Price Per Sq Ft
$198
Days on Market
53
Active Inventory
71
Months of Supply
4.2
Balanced market
Zillow Home Value
$363,436
ZHVI — January 2026
Zillow Rent Index
$2,256
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
11.8%
Off Market in 2 Weeks
40.0%
Sale-to-List Ratio
98.6%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
17
New Listings
27
Pending Sales
25
Price Per Square FootRedfin
Median Sale $/SF
$198
Median List $/SF
$203
Crystal Lake vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Crystal Lake is highlighted.
Median Home Value
Crystal Lake, IL has a median home value of $287,400, making it the 7,535th highest median home value out of 27,993 cities in our database. This means that Crystal Lake has a higher median home value than 73% of all the cities we measured.
Median Rent
Crystal Lake, IL has a median rent of $1,431, making it the 4,555th highest median rent out of 22,337 cities in our database. This means that Crystal Lake has a higher median rent than 80% of all the cities we measured.
Median Price Per Sq Ft
Crystal Lake, IL has a price per square foot of $198, making it the 8,213th highest price per square foot out of 20,748 cities in our database. This means that Crystal Lake has a higher price per square foot than 60% of all the cities we measured.
Rent Burden
Crystal Lake, IL has a rent burden of 16.3%, making it the 14,666th highest rent burden out of 21,928 cities in our database. This means that Crystal Lake has a higher rent burden than 33% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$287,400
Median Rent
$1,431
Total Housing Units
15,396
Vacancy Rate
3.1%
Owner Occupied
78.0%
Renter Occupied
21.9%
Median Property Tax
$7,347
per year
Monthly Cost (w/ Mortgage)
$1,811
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$7,347
per year
Effective Tax Rate
2.56%
of home value
Median Home Value
$287,400
Estimated Mean Tax
$7,460
The effective property tax rate is calculated by dividing the median annual property tax ($7,347) by the median home value ($287,400). In Crystal Lake, IL, this works out to an effective rate of 2.56%. This is above the national average of approximately 1.1%.
The current median sale price in Crystal Lake, IL is $366,850 according to Redfin data. Homes spend a median of 53 days on the market. 11.8% of homes sold above asking price. The market has 4.2 months of supply. The median price per square foot is $198. Zillow's observed rent index is $2,256/month. About 78.0% of housing units are owner-occupied. The median year homes were built is 1986. There are 15,396 total housing units. Homeowners pay a median annual property tax of $7,347. The effective tax rate is 2.56%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.05
per 1,000 residents
-60% vs national
Property Crime Rate
11.03
per 1,000 residents
-36% vs national
Total Crimes
496
2024
Violent Clearance
42%
cases solved
Property Clearance
25%
cases solved
YoY Change
+12.6%
violent crime rate
worsening vs 2023
How Crystal Lake Compares
Source: FBI (2024)Crystal Lake vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Crystal Lake is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Crystal Lake police solve 57% of aggravated assault cases but only 0% of robbery cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 20 | 0.49 | 30.0% |
| Robbery | Violent | 2 | 0.05 | 0.0% |
| Aggravated Assault | Violent | 21 | 0.51 | 57.1% |
| Burglary | Property | 42 | 1.02 | 19.0% |
| Larceny/Theft | Property | 381 | 9.28 | 27.0% |
| Motor Vehicle Theft | Property | 30 | 0.73 | 13.3% |
Crystal Lake, IL reported 43 violent crimes and 453 property crimes in 2024. The violent crime rate of 1.05 per 1,000 residents is 59.7% below the national average of 2.60 per 1,000. Law enforcement cleared 42% of violent crimes. Larceny/theft accounts for 381 of the property crime reports. Firearms were involved in 23.8% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 43 | 453 | 1.05 | 11.03 |
| 2023 | 38 | 428 | 0.93 | 10.47 |
| 2022 | 38 | 231 | 0.94 | 5.69 |
| 2020 | 37 | 418 | 0.93 | 10.52 |
| 2019 | 45 | 491 | 1.13 | 12.29 |
| 2018 | 38 | 648 | 0.94 | 16.06 |
| 2017 | 53 | 586 | 1.32 | 14.57 |
| 2016 | 44 | 624 | 1.09 | 15.46 |
| 2015 | 59 | 749 | 1.46 | 18.53 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
90.8
Relatively Moderate
Expected Annual Loss
93.8
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
84.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
16
Public Assistance
$8.2M
Individual Assistance
$2.1M
Most Common Type
Snowstorm
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $4.8M | $1.5M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Straight-line Winds, and … → | Flood | May 2013 | $215K | $428K |
| Severe Storms and Flooding → | Severe Storm(s) | Jun 2011 | $4K | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Mar 2011 | $1.4M | — |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm(s) | Jul 2009 | $2K | — |
| Record Snow and Near Record Snow → | Snowstorm | Mar 2008 | $742K | — |
| Snow → | Snowstorm | Dec 2006 | $470K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Record/near Record Snow → | Snow | Feb 2005 | $1K | — |
| Illinois Winter Snow Storms → | Snowstorm | Jan 2001 | $360K | — |
| Il-winter Storm 1/1/99 → | Snowstorm | Jan 1999 | $227K | — |
| Severe Storms & Flooding → | Flood | Jul 1993 | — | — |
| Severe Storms & Flooding → | Flood | Oct 1986 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1979 | — | — |
| Severe Storms & Flooding → | Flood | Jun 1974 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Tornadoes → | Tornado | Apr 1967 | — | — |
| Tornadoes, Severe Storms & Flooding → | Tornado | Apr 1965 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | $125K |
Showing 20 of 24 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
954
Total Claims Paid
$7,042,752
Avg Claim Payout
$7,382
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
8
Federal Funding
$3,198,968
Properties Protected
14
Avg Benefit-Cost Ratio
1.68
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 4 | $319,786 |
| 800.1: Miscellaneous | 2 | $2,766,138 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $113,044 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Crystal Lake has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, strong wind. The area has had 16 federal disaster declarations. The most common disaster type is snowstorm (6 declarations). 954 flood insurance claims have been filed in the area. FEMA has obligated $8,229,665 in public assistance recovery funding. $2,080,817 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
31.7%
4.4pp below the national average
Depression Rate
22.3%
1.2pp below the national average
Diabetes Rate
9.7%
2.2pp below the national average
Uninsured Rate
7.4%
3.2pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.6%
Arthritis
25.3%
Cancer (excl. skin)
8.3%
Teeth Lost (65+)
9.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
15.6%
14+ days in past month
Depression
22.3%
Loneliness
31.9%
Lack of Support
22.2%
Disability Prevalence
Any Disability
25.6%
Mobility
10.7%
Cognitive
11.8%
Hearing
5.9%
Vision
3.7%
Self-Care
2.8%
Independent Living
6.6%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Crystal Lake has an obesity rate of 31.7%, which is 4.4pp below the national average. The depression rate is 22.3%, 1.2pp below the national average. About 7.4% of adults lack health insurance. 77.1% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
4.0 / 5
Nearest Hospital
In city
Mercyhealth Hospital & Physici...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mercyhealth Hospital & Physician Clinic-Crystal La | In city | Acute Care Hospitals | — | Yes |
| Northwestern Medicine Mchenry | 7.0 mi | Acute Care Hospitals | 5/5 | Yes |
| Advocate Good Shepherd Hospital | 10.6 mi | Acute Care Hospitals | 4/5 | Yes |
| Advocate Sherman Hospital | 13.4 mi | Acute Care Hospitals | 5/5 | Yes |
| Saint Joseph Hospital-Elgin | 13.4 mi | Acute Care Hospitals | 2/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
40,661
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CRYSTAL LAKE | 40,661 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total CO₂e
19.4K MT
Top Emitter
TC INDUSTRIES INC
19.4K MT CO₂e
Total CO₂e vs Similar Cities (25,000 - 50,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
TC INDUSTRIES INC Tc Industries Inc | Other | 19,444 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 1 water system serving the area. 1 industrial facility reports greenhouse gas emissions totaling 19.4K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Drive Alone
73.1%
-7% vs national
Public Transit
1.9%
+114% vs national
Work From Home
13.9%
+50% vs national
Carpool
8.6%
Walk / Bike
1.4%
combined
How Crystal Lake's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
2
2023
4-Year Avg
2
fatalities/yr
Nighttime
2
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 2 | 2 | 0 | 0 | 0 |
| 2020 | 2 | 2 | 0 | 0 | 0 |
| 2019 | 1 | 1 | 1 | 0 | 0 |
| 2018 | 2 | 2 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Crystal Lake, IL covers travel times and transportation modes. 73.1% of workers drive alone, compared to the national average of 78.7%. 13.9% work from home, which is above the IL state average of 8.4%. Public transit is used by 1.9% of commuters, compared to the national average of 0.9%. 8.6% of workers carpool. 1.2% walk to work. In 2023, there were 2 traffic fatalities from 2 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
94.9%
of households
Cable / Fiber / DSL
86.9%
of households
No Internet
2.9%
of households
Total Households
14,917
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
98.1%
of households
Smartphone
92.2%
of households
Desktop / Laptop
86.9%
of households
Tablet
75.8%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
15.9¢
per kWh
-17% vs 25,000 - 50,000 avg
Commercial Rate
11.8¢
per kWh
-24% vs 25,000 - 50,000 avg
Industrial Rate
8.8¢
per kWh
-26% vs 25,000 - 50,000 avg
Avg Monthly Bill
$110
residential
-25% vs 25,000 - 50,000 avg
7% below the national average of 17.1¢/kWh
Residential electricity in Illinois averages 15.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $110. State-level averages from EIA Electric Sales & Revenue data (2024).
Crystal Lake vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
40,661
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CRYSTAL LAKE | Community | Ground water | 40,661 | 0 |
94.9% of households in Crystal Lake have broadband internet access. 86.9% have cable, fiber, or DSL service. 6.2% rely solely on cellular data without a wired connection. 2.9% of households have no internet access. The area is served by 1 water system, providing water to 40,661 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Crystal Lake is located in McHenry County, IL. Results reflect all voters in the county, not just those in Crystal Lake.
Election Overview
Source: McHenry County (2024)2024 Winner
Republican
Dem Votes
75,370
46.6%
GOP Votes
83,933
51.9%
Total Votes
161,699
Margin
R+5.3%
Shift from 2020
R+2.8pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 75,370 | 83,933 | 161,699 | 46.6% | 51.9% | R+5.3 |
| 2020 | 78,154 | 82,260 | 164,578 | 47.5% | 50.0% | R+2.5 |
| 2016 | 59,827 | 71,117 | 140,145 | 42.7% | 50.7% | R+8.1 |
In the 2024 presidential election, McHenry County recorded 161,699 total votes. Republicans won the county with 51.9% of the vote compared to 46.6% for Democrats, a margin of R+5.3%. Compared to 2020, the margin shifted R+2.8pp from the previous election. Since 2016, McHenry County has shifted 2.8 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
217
Total Assets
$246.6M
Total Income
$111.6M
Per 10K Residents
53.7
nonprofits
-56.5% vs peers avg
Orgs with >$1M Assets
21
Median Assets
$117K
Oldest Active
1941
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $213.8M of $246.6M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Crystal Lake
Source: IRS Exempt Organizations BMFCrystal Lake, IL has 217 registered 501(c)(3) nonprofit organizations with combined assets of $246.6M. The most common category is Education, with 40 organizations. 21 nonprofits have assets exceeding $1 million. That works out to 53.7 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
514
Total Approved
$181.4M
Jobs Supported
4,530
Per 10K Residents
127.1
SBA loans
+10.3% vs peers avg
Unique Lenders
99
Top Lender
Home State Bank, National Association
77 loans
Top Industry
Construction
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
424
Total Amount
$126.8M
Avg Loan
$299,063
Median Loan
$125,000
SBA Guaranteed
$93.0M(73%)
Jobs Supported
3,660
Loans
90
Total Amount
$54.6M
Avg Loan
$606,378
Median Loan
$402,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
87
17% of all-time total
Recent Amount
$42.7M
24% of all-time total
Avg Recent Loan
$490,345
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Remington Hotels Llc | 1 | $5.0M |
| Nva Transportation Inc | 1 | $4.2M |
| Precision Waterjet & Laser Llc | 2 | $3.8M |
| Ayna Papad Sherpura Inc. | 2 | $3.5M |
| Jack Schaffer | 1 | $3.2M |
| Farmer's Fresh Food Emporium Inc.(oc)& Farmer's Best Northlake Buildingllc(epc) | 1 | $2.7M |
| Omni Petroleum Inc. | 1 | $2.7M |
| Crystal Lake Hotel Llc | 1 | $2.6M |
| Fox Valley Volkswagen of Crystal Lake | 1 | $2.5M |
| Rock Cap Venture Inc | 1 | $2.4M |
Crystal Lake, IL has received 514 SBA loans totaling $181.4M in approved funding between 1992 and 2026. The 7(a) program accounts for 424 loans (82% of the total), supporting 3,660 jobs. The 504 program, focused on real estate and large equipment, has funded 90 loans totaling $54.6M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Crystal Lake is Home State Bank, National Association with 77 loans. That works out to 127.1 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
15
Total Population
345,704
Avg Median Income
$108,262
Avg Home Value
$294,067
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 60012 | 11,929 | $147,352 | $397,100 | $2,162 | 17.3 |
| 60013 | 26,503 | $115,833 | $291,000 | $1,489 | 14.5 |
| 60014 | 48,383 | $104,657 | $296,100 | $1,429 | 25.1 |
| 60021 | 5,108 | $122,005 | $286,400 | $2,134 | 2.0 |
| 60042 | 8,630 | $94,613 | $244,000 | $1,826 | 4.6 |
| 60050 | 31,870 | $86,315 | $244,500 | $1,522 | 26.4 |
| 60051 | 23,931 | $104,227 | $268,000 | $1,665 | 33.2 |
| 60098 | 33,307 | $92,749 | $257,900 | $1,178 | 104.8 |
| 60102 | 32,303 | $128,070 | $320,600 | $1,826 | 15.8 |
| 60110 | 39,028 | $87,714 | $224,300 | $1,421 | 8.4 |
| 60118 | 15,692 | $104,572 | $340,000 | $1,532 | 20.9 |
| 60136 | 8,623 | $124,338 | $330,100 | $1,786 | 7.4 |
| 60142 | 29,452 | $87,286 | $324,300 | $1,377 | 38.9 |
| 60156 | 28,853 | $113,491 | $296,400 | $1,634 | 10.6 |
| 60180 | 2,092 | $110,703 | $290,300 | $1,748 | 21.0 |
Crystal Lake, IL has 15 ZIP codes with a combined population of 345,704. The average median household income across all ZIP codes is $108,262. The average median home value is $294,067. The average median monthly rent is $1,649.
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