Kapolei, HI — City Data, Demographics & Statistics
Honolulu County · Hawaii
City DNA
A unique fingerprint for Kapolei based on 8 key metrics — compared to averages.
Quick Stats
Population
23,033
2023 ACS
Median Income
$129,260
2023
Median Home Value
$720,600
2023
Median Rent
$2,507
2023
Median Age
33.4
Unemployment
6.4%
Cost of Living Index
206.6
100 = national avg
Kapolei is a city in Honolulu County, Hawaii, with a population of 23,033 according to the 2023 American Community Survey. Kapolei is one of the communities in Hawaii.
The median household income in Kapolei is $129,260, and the median home value is $720,600. The cost of living index is 206.6 (where 100 = national average), and the median rent is $2,507 per month. The unemployment rate is 6.4%, and the median age is 33.4 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
23,033
Male
11,852
51.5%
Female
11,181
48.5%
Median Age
33.4
Age Distribution
Education & Household
Bachelor's or Higher
19.7%
High School or Higher
38.0%
Foreign Born
11.6%
Veterans
6.4%
Married
43.2%
Avg Household Size
3.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.709
Simpson's Index (0-1)
Largest Group
Two or More
38.3%
Foreign Born
11.6%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
17.0%
3,923 people
Not Hispanic/Latino
83.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
21,464
English Only
83.4%
#1 Non-English Language
Tagalog
1,390 speakers
Limited English
3.8%
Language Distribution
English Proficiency
Speaks English Very Well
96.2%
Limited English Proficiency
3.8%
Veterans & Military
Total Veterans
1,484
6.4% of population
Disability Rate
42.3%
627 with disability
Veteran Median Income
$78,819
Unemployment Rate
7.2%
Period of Service
Veteran Age Distribution
Male Veterans
1,286
86.7%
Female Veterans
198
13.3%
Veteran vs Non-Veteran Income
Veteran Income
$78,819
Non-Veteran Income
$51,820
Difference
$26,999
52.1% higher
Disability Status
With Disability
627
Without Disability
857
Disability Rate
42.3%
Ancestry & Heritage
Total Reporting Ancestry
6,223
#1 Ancestry
German
5.8% (1,325)
#2 Ancestry
Irish
4.9% (1,125)
#3 Ancestry
Italian
2.8% (648)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
6,879
Family Households
5,681
82.6%
Married Couples
4,480
65.1%
Non-Family Households
1,198
17.4%
Single Mother Households
905
13.2%
Single Father Households
296
4.3%
Living Alone
942
13.7%
Children Under 18
Total Children
5,603
In Married Couple
4,204
75.0%
With Single Mother
1,116
19.9%
With Single Father
283
5.1%
Family Income
Median Family Income
$132,949
Married Couple Income
$141,174
Single Mother Income
$62,538
Single Father Income
$143,833
Avg Family Size
3.3
Avg Non-Family Size
2.8
Grandparents w/ Grandchildren
769
Grandparents Responsible
203
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$129,260
+77% vs national
Per Capita Income
$46,261
+24% vs national
Poverty Rate
8.1%
-40% vs national
Gini Index
0.3638
0 = perfect equality
Unemployment
6.4%
+23% vs national
SNAP Recipients
11.1%
of households
How Kapolei Compares
Kapolei vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Kapolei is highlighted.
Median Household Income
Kapolei, HI has a median household income of $129,260, making it the 2,141st highest median household income out of 28,123 cities in our database. This means that Kapolei has a higher median household income than 92% of all the cities we measured.
Per Capita Income
Kapolei, HI has a per capita income of $46,261, making it the 5,703rd highest per capita income out of 28,123 cities in our database. This means that Kapolei has a higher per capita income than 80% of all the cities we measured.
Poverty Rate
Kapolei, HI has a poverty rate of 8.1%, making it the 19,225th highest poverty rate out of 31,262 cities in our database. This means that Kapolei has a higher poverty rate than 39% of all the cities we measured.
Unemployment Rate
Kapolei, HI has a unemployment rate of 6.4%, making it the 8,363rd highest unemployment rate out of 31,012 cities in our database. This means that Kapolei has a higher unemployment rate than 73% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Kapolei. The median household income here is $129,260.
Income Distribution
Employment Snapshot
Unemployment Rate
6.4%
-7% vs HI avg
Labor Force
12,426
Employed
10,575
Mean Commute
29 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
19.7%
of adults 25+
High School Diploma+
38.0%
of adults 25+
Median Age
33.4
Work from Home
10.2%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Urban Honolulu, HI metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$138.7K
per year
Occupations Tracked
20
Cost of Living
Overall Index
206.6
100 = national avg
+106.6 vs national average
Living Wage (1 Adult)
$90,925
per year
Living Wage (Family of 4)
$214,914
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,016
per month
2 Bedroom
$2,642
per month
The median household income in Kapolei, HI is $129,260, which is 76.5% above the national average of $73,224. Per capita income is $46,261. The poverty rate of 8.1% is lower than the HI state average of 11.8%. The Gini index of income inequality is 0.3638, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 6.4%, compared to the state average of 6.9%. The labor force is 12,426. 19.7% of adults hold a bachelor's degree or higher. The average commute time is 29 minutes, with 10.2% working from home. About 71.0% of workers drive alone to work. The overall cost of living index is 206.6, which is 106.6% above the national average. Housing costs are above the national average at an index of 287.0. A single adult needs to earn approximately $90,925 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$736,000
Median List Price
$615,000
Price Per Sq Ft
$535
Days on Market
99
Active Inventory
47
Months of Supply
3.6
Seller's market
Zillow Home Value
$836,725
ZHVI — January 2026
Zillow Rent Index
$3,337
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
30.8%
Off Market in 2 Weeks
35.7%
Sale-to-List Ratio
99.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
13
New Listings
11
Pending Sales
14
Price Per Square FootRedfin
Median Sale $/SF
$535
Median List $/SF
$670
House Price IndexFHFA
How much have housing prices increased in Kapolei, HI? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Urban Honolulu, HI metro area, home prices have risen 664.9% over the past 40 years. Over 20 years, prices grew 90.4%. The 10-year growth rate is 55.4%. Over the last 5 years, prices increased 34.6%. In the most recent 2-year period, the index rose 3.6%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Urban Honolulu, HI housing market rather than Kapolei alone.
Metro area: Urban Honolulu, HI
Kapolei vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Kapolei is highlighted.
Median Home Value
Kapolei, HI has a median home value of $720,600, making it the 1,377th highest median home value out of 27,993 cities in our database. This means that Kapolei has a higher median home value than 95% of all the cities we measured.
Median Rent
Kapolei, HI has a median rent of $2,507, making it the 644th highest median rent out of 22,337 cities in our database. This means that Kapolei has a higher median rent than 97% of all the cities we measured.
Median Price Per Sq Ft
Kapolei, HI has a price per square foot of $535, making it the 995th highest price per square foot out of 20,748 cities in our database. This means that Kapolei has a higher price per square foot than 95% of all the cities we measured.
Rent Burden
Kapolei, HI has a rent burden of 23.3%, making it the 4,903rd highest rent burden out of 21,928 cities in our database. This means that Kapolei has a higher rent burden than 78% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$720,600
Median Rent
$2,507
Total Housing Units
7,260
Vacancy Rate
5.3%
Owner Occupied
78.2%
Renter Occupied
21.8%
Median Property Tax
$1,960
per year
Monthly Cost (w/ Mortgage)
$2,673
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,960
per year
Effective Tax Rate
0.27%
of home value
Median Home Value
$720,600
Estimated Mean Tax
$2,050
The effective property tax rate is calculated by dividing the median annual property tax ($1,960) by the median home value ($720,600). In Kapolei, HI, this works out to an effective rate of 0.27%. This is below the national average of approximately 1.1%.
The current median sale price in Kapolei, HI is $736,000 according to Redfin data. Homes spend a median of 99 days on the market. 30.8% of homes sold above asking price. The market has 3.6 months of supply. The median price per square foot is $535. Zillow's observed rent index is $3,337/month. About 78.2% of housing units are owner-occupied. The median year homes were built is 2006. There are 7,260 total housing units. Homeowners pay a median annual property tax of $1,960. The effective tax rate is 0.27%, below the national average.
Crime data is not yet available for Kapolei. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
98.8
Relatively High
Expected Annual Loss
99.0
Score (0-100)
Social Vulnerability
25.9
Score (0-100)
Community Resilience
62.6
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
22
Individual Assistance
$467K
Most Common Type
Flood
5 declarations
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Kunia Road Fire → | Fire | Aug 2025 | — | — |
| Severe Storms, Flooding, and Landslides → | Severe Storm | Feb 2022 | — | — |
| Hurricane Douglas → | Hurricane | Jul 2020 | — | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | — | $385K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Tropical Storm Olivia → | Hurricane | Sep 2018 | — | — |
| Hurricane Lane → | Hurricane | Aug 2018 | — | — |
| Severe Storms, Flooding, Landslides, and… → | Flood | May 2018 | — | — |
| Tsunami Waves → | Tsunami | Apr 2011 | — | — |
| Severe Storms and Flooding → | Flood | Jan 2009 | — | $75K |
| Waialua Fire → | Fire | Aug 2007 | — | — |
| Earthquake → | Earthquake | Oct 2006 | — | — |
| Severe Storms, Flooding, Landslides, and… → | Severe Storm | May 2006 | — | $3K |
| Waikele Fire → | Fire | Aug 2005 | — | — |
| Nanakuli Brush Fire → | Fire | Aug 2005 | — | — |
| Severe Storms and Flash Flooding → | Severe Storm | Feb 2005 | — | — |
| Prolonged and Heavy Rains, High Surf,flo… → | Flood | Nov 1996 | — | — |
| Severe Storms and Flooding → | Severe Storm | Nov 1996 | — | — |
| Hurricane Iniki → | Hurricane | Sep 1992 | — | — |
| Severe Storms, Mudslides & Flooding → | Flood | Jan 1988 | — | — |
Showing 20 of 24 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,797
Total Claims Paid
$57,687,573
Avg Claim Payout
$20,625
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
29
Federal Funding
$9,675,203
Properties Protected
8
Avg Benefit-Cost Ratio
2.83
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.8: Retrofitting Public Structures - Wind | 7 | $4,518,042 |
| 91.3: Local Multihazard Mitigation Plan - UPDATE | 3 | $340,894 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 3 | $332,237 |
| 95.2: Planning Related Activities | 2 | $355,227 |
| 601.2: Generators - Regular | 2 | $2,736,819 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Kapolei has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, landslide, wildfire. The area has had 22 federal disaster declarations. The most common disaster type is flood (5 declarations). 2,797 flood insurance claims have been filed in the area. $467,018 has been distributed in individual assistance to disaster-affected residents. 29 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
28.0%
8.1pp below the national average
Depression Rate
16.8%
6.7pp below the national average
Diabetes Rate
10.7%
1.2pp below the national average
Uninsured Rate
5.6%
5.0pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
32.5%
Arthritis
19.3%
Cancer (excl. skin)
4.8%
Teeth Lost (65+)
8.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.4%
14+ days in past month
Depression
16.8%
Loneliness
34.3%
Lack of Support
32.3%
Disability Prevalence
Any Disability
27.7%
Mobility
11.6%
Cognitive
13.8%
Hearing
5.4%
Vision
5.0%
Self-Care
3.2%
Independent Living
7.2%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Kapolei has an obesity rate of 28.0%, which is 8.1pp below the national average. The depression rate is 16.8%, 6.7pp below the national average. About 5.6% of adults lack health insurance. 75.6% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
4
With Emergency Services
3
Avg CMS Rating
4.5 / 5
Nearest Hospital
2.9 mi
Kahi Mohala
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Kahi Mohala | 2.9 mi | Psychiatric | — | — |
| Pali Momi Medical Center | 12.6 mi | Acute Care Hospitals | 4/5 | Yes |
| Adventist Health Castle | 20.3 mi | Acute Care Hospitals | 5/5 | Yes |
| Kahuku Medical Center | 24.2 mi | Critical Access Hospitals | — | Yes |
Climate & Environment
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
10
Total CO₂e
4.6M MT
Top Emitter
HAWAIIAN ELECTRIC COMPANY (HECO) KAHE GENERATING STATION
2.1M MT CO₂e
Total CO₂e vs Similar Cities (10,000 - 25,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
HAWAIIAN ELECTRIC COMPANY (HECO) KAHE GENERATING STATION Hawaiian Electric Industries Inc | Power Plants | 2,081,849 |
KALAELOA COGENERATION PLANT Kalaeloa Partners Lp | Power Plants | 917,222 |
COVANTA HONOLULU RESOURCE RECOVERY VENTURE (H-POWER) City & County Of Honolulu Hawaii | Waste | 660,195 |
REFINERY KAPOLEI Par Pacific Holdings Inc | Refineries | 620,476 |
HAWAIIAN ELECTRIC COMPANY (HECO) CAMPBELL INDUSTRIAL PARK GENERATING STATION Hawaiian Electric Industries Inc | Power Plants | 166,345 |
CITY & COUNTY OF HONOLULU - WAIMANALO GULCH MSWLF City & County Of Honolulu | Waste | 52,272 |
SNG Plant Amf Hawaii Investments Holdings Llc | Petroleum and Natural Gas Systems | 26,626 |
Palailai Landfill Alexander & Baldwin Inc | Waste | 24,080 |
Asphalt Hawaii Kalaeloa Asphalt Terminal Alexander & Baldwin Inc | Petroleum and Natural Gas Systems | 2,456 |
Par West Refinery Par Pacific Holdings Inc | Refineries | 1 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
10 industrial facilities report greenhouse gas emissions totaling 4.6M metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
29 min
+24% vs national
Drive Alone
71.0%
-10% vs national
Public Transit
2.9%
+222% vs national
Work From Home
10.2%
+10% vs national
Carpool
13.5%
Walk / Bike
1.7%
combined
How Kapolei's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
3
2023
5-Year Avg
3
fatalities/yr
Nighttime
3
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 3 | 3 | 0 | 0 | 0 |
| 2022 | 2 | 2 | 0 | 0 | 0 |
| 2021 | 3 | 3 | 0 | 2 | 0 |
| 2020 | 2 | 2 | 0 | 0 | 0 |
| 2018 | 5 | 5 | 1 | 2 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Kapolei, HI is 29 minutes, which is 24.4% above the national average of 23 minutes. 71.0% of workers drive alone, compared to the national average of 78.7%. 10.2% work from home, which is above the HI state average of 9.5%. Public transit is used by 2.9% of commuters, compared to the national average of 0.9%. 13.5% of workers carpool. 1.4% walk to work. In 2023, there were 3 traffic fatalities from 3 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
93.4%
of households
Cable / Fiber / DSL
86.3%
of households
No Internet
4.1%
of households
Total Households
6,879
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.4%
of households
Smartphone
94.9%
of households
Desktop / Laptop
85.6%
of households
Tablet
79.3%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
42.9¢
per kWh
+125% vs 10,000 - 25,000 avg
Commercial Rate
38.2¢
per kWh
+147% vs 10,000 - 25,000 avg
Industrial Rate
34.1¢
per kWh
+187% vs 10,000 - 25,000 avg
Avg Monthly Bill
$212
residential
+45% vs 10,000 - 25,000 avg
151% above the national average of 17.1¢/kWh
Residential electricity in Hawaii averages 42.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $212. State-level averages from EIA Electric Sales & Revenue data (2024).
Kapolei vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
93.4% of households in Kapolei have broadband internet access. 86.3% have cable, fiber, or DSL service. 5.5% rely solely on cellular data without a wired connection. 4.1% of households have no internet access. 7.6% use only a smartphone without a desktop or laptop.
Politics & Government
County-level data: Election results are reported at the county level. Kapolei is located in Honolulu County, HI. Results reflect all voters in the county, not just those in Kapolei.
Election Overview
Source: Honolulu County (2024)2024 Winner
Democrat
Dem Votes
204,301
59.9%
GOP Votes
130,489
38.3%
Total Votes
340,921
Margin
D+21.7%
Shift from 2020
R+5.2pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 204,301 | 130,489 | 340,921 | 59.9% | 38.3% | D+21.7 |
| 2020 | 238,869 | 136,259 | 382,114 | 62.5% | 35.7% | D+26.9 |
| 2016 | 175,634 | 90,296 | 285,683 | 61.5% | 31.6% | D+29.9 |
In the 2024 presidential election, Honolulu County recorded 340,921 total votes. Democrats won the county with 59.9% of the vote compared to 38.3% for Republicans, a margin of D+21.7%. Compared to 2020, the margin shifted R+5.2pp from the previous election. Since 2016, Honolulu County has shifted 8.2 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
154
Total Assets
$222.1M
Total Income
$157.5M
Per 10K Residents
66.9
nonprofits
-23.8% vs peers avg
Orgs with >$1M Assets
12
Median Assets
$109K
Oldest Active
1940
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $215.5M of $222.1M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Kapolei
Source: IRS Exempt Organizations BMFKapolei, HI has 154 registered 501(c)(3) nonprofit organizations with combined assets of $222.1M. The most common category is Religion-Related, with 22 organizations. 12 nonprofits have assets exceeding $1 million. That works out to 66.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
285
Total Approved
$107.8M
Jobs Supported
3,141
Per 10K Residents
123.7
SBA loans
-28.9% vs peers avg
Unique Lenders
40
Top Lender
Central Pacific Bank
72 loans
Top Industry
Construction
Data Span
1995–2025
Loan Program Breakdown
Source: SBA FOIALoans
205
Total Amount
$35.9M
Avg Loan
$175,317
Median Loan
$50,000
SBA Guaranteed
$25.2M(70%)
Jobs Supported
2,195
Loans
80
Total Amount
$71.9M
Avg Loan
$898,325
Median Loan
$463,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
61
21% of all-time total
Recent Amount
$27.2M
25% of all-time total
Avg Recent Loan
$445,887
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Sinaloa Hawaiian Tortillas, Inc. | 1 | $5.5M |
| Kina'ole Kapolei Llc | 1 | $4.3M |
| Aloha Shoyu Company, Limited | 1 | $3.9M |
| City Moving, Inc. | 1 | $3.8M |
| Carrier Hawaii | 1 | $3.7M |
| Aina Restaurant Inc. | 2 | $3.5M |
| Chuck E Cheese's Pizza | 1 | $3.1M |
| Bering Sea Eccotech Llc | 1 | $2.8M |
| Momo Kapolei West Inc. | 1 | $2.8M |
| American Tire Company | 1 | $2.6M |
Kapolei, HI has received 285 SBA loans totaling $107.8M in approved funding between 1995 and 2025. The 7(a) program accounts for 205 loans (72% of the total), supporting 2,195 jobs. The 504 program, focused on real estate and large equipment, has funded 80 loans totaling $71.9M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Kapolei is Central Pacific Bank with 72 loans. That works out to 123.7 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
8
Total Population
265,736
Avg Median Income
-$333,276,176
Avg Home Value
-$332,955,708
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 96706 | 83,467 | $125,879 | $796,600 | $2,785 | 17.1 |
| 96707 | 49,316 | $121,409 | $772,400 | $2,551 | 43.4 |
| 96759 | 202 | N/A | N/A | N/A | 0.2 |
| 96797 | 72,717 | $110,036 | $798,600 | $1,981 | 19.3 |
| 96818 | 55,107 | $99,933 | $653,400 | $3,185 | 10.8 |
| 96820 | 0 | N/A | N/A | N/A | 0.1 |
| 96853 | 513 | N/A | N/A | N/A | 0.2 |
| 96860 | 4,414 | N/A | N/A | N/A | 0.9 |
Kapolei, HI has 8 ZIP codes with a combined population of 265,736. The average median household income across all ZIP codes is -$333,276,176. The average median home value is -$332,955,708. The average median monthly rent is -$333,332,020.
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