Natural Disasters in Young Harris, GA
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
39.6
Very Low
Expected Annual Loss
25.6
Score (0-100)
Social Vulnerability
96.8
Score (0-100)
Community Resilience
57.3
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 90.3 |
| Cold Wave | 74.4 |
| Ice Storm | 55.0 |
| Wildfire | 53.8 |
| Lightning | 50.5 |
| Hurricane | 50.0 |
| Tornado | 48.1 |
| Earthquake | 48.1 |
| Drought | 41.0 |
| Strong Wind | 28.1 |
| Hail | 27.3 |
| Winter Weather | 8.9 |
| Heat Wave | 4.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
14
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
6 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Sep 26, 2024 | Tropical Storm | HURRICANE HELENE |
| Jan 12, 2021 | Hurricane | TROPICAL STORM ZETA |
| Mar 29, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 15, 2017 | Hurricane | HURRICANE IRMA |
| Sep 8, 2017 | Hurricane | HURRICANE IRMA |
| Feb 26, 2016 | Severe Storm | SEVERE STORMS AND FLOODING |
| Feb 11, 2014 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 18, 2004 | Hurricane | HURRICANE IVAN |
| Mar 11, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Oct 10, 1995 | Hurricane | HURRICANE OPAL |
| Mar 15, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
295
Total IA Distributed
$1,112,431
Repair/Replace
$53,931
Rental Assistance
$3,513
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4501 | 184 | $1,027,719 | — |
| DR-1554 | 95 | $70,947 | $1,573 |
| DR-4487 | 2 | $9,565 | — |
| DR-4827 | 14 | $4,200 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
31
Total Claims Paid
$240,889
Avg Claim Payout
$7,771
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,411,104
Disasters with PA
5
Total Projects
40
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1554 | Hurricane | 29 | $555,719 |
| DR-4579 | Tropical Storm | 4 | $466,745 |
| DR-4338 | Other | 3 | $261,553 |
| DR-1311 | Severe Storm(s) | 1 | $103,689 |
| DR-4259 | Severe Storm(s) | 3 | $23,398 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$44,456
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 1 | $18,000 |
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $26,456 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Young Harris has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, cold wave, ice storm. The area has had 14 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 31 flood insurance claims have been filed in the area. FEMA has obligated $1,411,104 in public assistance recovery funding. $1,112,431 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.