Natural Disasters in Temple, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

27.6

Very Low

Expected Annual Loss

25.2

Score (0-100)

Social Vulnerability

60.8

Score (0-100)

Community Resilience

36.1

Score (0-100)

Top Hazard Risks

Wildfire69.4Earthquake60.8Tornado58.2

Hazard	Risk Score
Wildfire	69.4
Earthquake	60.8
Tornado	58.2
Hurricane	54.5
Drought	53.2
Landslide	49.8
Cold Wave	49.1
Ice Storm	45.8
Hail	45.1
Lightning	40.6
Heat Wave	35.2
Strong Wind	28.7
Winter Weather	8.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 26, 2024	Tropical Storm	HURRICANE HELENE
Jan 12, 2021	Hurricane	TROPICAL STORM ZETA
Mar 29, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 15, 2017	Hurricane	HURRICANE IRMA
Sep 8, 2017	Hurricane	HURRICANE IRMA
Feb 26, 2016	Severe Storm	SEVERE STORMS AND FLOODING
Mar 6, 2014	Severe Ice Storm	SEVERE WINTER STORM
Feb 11, 2014	Severe Ice Storm	SEVERE WINTER STORM
Sep 24, 2009	Severe Storm	SEVERE STORMS AND FLOODING
May 23, 2008	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2004	Hurricane	HURRICANE IVAN
Jan 28, 2000	Severe Storm	SEVERE WINTER STORM
Mar 11, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Oct 10, 1995	Hurricane	HURRICANE OPAL
Jul 7, 1994	Tornado	TORNADOES, FLOODING TORRENTIAL RAIN(TROP STORM ALBERTO)
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Dec 1, 1992	Tornado	HIGH WINDS, HEAVY RAINS & TORNADOES

Showing 20 of 22 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

717

Total IA Distributed

$1,679,417

Repair/Replace

$713,196

Rental Assistance

$154,818

Disaster	Registrations	Total IA $	Avg Damage
DR-1858	563	$929,447	$1,791
DR-4501	131	$691,274	—
DR-1761	13	$41,860	$4,152
DR-1554	10	$16,836	$431

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$5,493,088

Avg Claim Payout

$93,103

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$10,721,025

Disasters with PA

Total Projects

282

Disaster	Type	Projects	Federal $
DR-1858	Severe Storm(s)	179	$4,405,064
DR-4579	Tropical Storm	7	$2,039,630
DR-4259	Severe Storm(s)	7	$1,308,812
DR-1761	Severe Storm(s)	29	$1,040,411
DR-4165	Severe Ice Storm	13	$845,805
DR-1554	Hurricane	22	$326,995
DR-4338	Other	9	$263,912
DR-3218	Hurricane	3	$232,667
DR-1311	Severe Storm(s)	8	$214,776
DR-4501	Biological	5	$42,952

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$93,672

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	2	$39,000
602.1: Other Equipment Purchase and Installation	1	$2,922
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$51,750

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Temple has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, earthquake, tornado. The area has had 22 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 59 flood insurance claims have been filed in the area. FEMA has obligated $10,721,025 in public assistance recovery funding. $1,679,417 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.