Natural Disasters in Talking Rock, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

34.8

Very Low

Expected Annual Loss

39.6

Score (0-100)

Social Vulnerability

36.8

Score (0-100)

Community Resilience

39.2

Score (0-100)

Top Hazard Risks

Landslide74.4Lightning69.6Tornado62.4
HazardRisk Score
Landslide74.4
Lightning69.6
Tornado62.4
Cold Wave61.1
Wildfire59.8
Earthquake59.0
Strong Wind48.0
Hail45.5
Hurricane41.3
Ice Storm39.7
Drought37.7
Winter Weather18.6
Heat Wave16.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

22

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

6 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Sep 26, 2024Tropical StormHURRICANE HELENE
May 5, 2021Severe StormSEVERE STORMS AND TORNADOES
Jan 12, 2021HurricaneTROPICAL STORM ZETA
Mar 29, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Sep 15, 2017HurricaneHURRICANE IRMA
Sep 8, 2017HurricaneHURRICANE IRMA
Feb 26, 2016Severe StormSEVERE STORMS AND FLOODING
Apr 20, 2015Severe Ice StormSEVERE WINTER STORM
Mar 6, 2014Severe Ice StormSEVERE WINTER STORM
Feb 11, 2014Severe Ice StormSEVERE WINTER STORM
Apr 29, 2011Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
Sep 18, 2004HurricaneHURRICANE IVAN
Jan 28, 2000Severe StormSEVERE WINTER STORM
Mar 11, 1998Severe StormSEVERE STORMS AND FLOODING
Oct 10, 1995HurricaneHURRICANE OPAL
Mar 31, 1994TornadoTORNADOES, FLOODING, AND SEVERE STORMS
Mar 15, 1993SnowstormSEVERE SNOWFALL, WINTER STORM

Showing 20 of 22 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

205

Total IA Distributed

$939,680

Repair/Replace

$67,889

Rental Assistance

$2,722

DisasterRegistrationsTotal IA $Avg Damage
DR-4501156$865,279—
DR-155435$44,201$1,478
DR-197314$30,200$5,086

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

14

Total Claims Paid

$162,247

Avg Claim Payout

$11,589

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$12,848,057

Disasters with PA

12

Total Projects

99

DisasterTypeProjectsFederal $
DR-4579Tropical Storm6$2,819,022
DR-1311Severe Storm(s)12$2,060,970
DR-4501Biological2$2,060,942
DR-4338Other6$2,057,407
DR-4215Severe Ice Storm5$1,056,996
DR-4600Severe Storm(s)19$979,335
DR-1554Hurricane15$499,542
DR-4259Severe Storm(s)11$409,518
DR-1973Severe Storm(s)15$394,036
DR-4165Severe Ice Storm3$249,752
DR-4830Hurricane3$245,795
DR-1858Severe Storm(s)2$14,741

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

7

Federal Funding

$137,754

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)3$48,566
602.1: Other Equipment Purchase and Installation2$46,200
91.1: Local Multihazard Mitigation Plan1$18,000
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE1$24,988

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Talking Rock has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, lightning, tornado. The area has had 22 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 14 flood insurance claims have been filed in the area. FEMA has obligated $12,848,057 in public assistance recovery funding. $939,680 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.