Natural Disasters in Louisville, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

25.8

Very Low

Expected Annual Loss

19.9

Score (0-100)

Social Vulnerability

73.8

Score (0-100)

Community Resilience

38.2

Score (0-100)

Top Hazard Risks

Drought87.8Hurricane75.8Earthquake65.8

Hazard	Risk Score
Drought	87.8
Hurricane	75.8
Earthquake	65.8
Ice Storm	54.4
Heat Wave	53.9
Wildfire	51.5
Tornado	46.8
Strong Wind	38.2
Hail	35.8
Lightning	23.3
Cold Wave	23.2
Landslide	20.2
Winter Weather	7.1

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 30, 2024	Hurricane	HURRICANE HELENE
Sep 26, 2024	Tropical Storm	HURRICANE HELENE
Aug 5, 2024	Tropical Storm	HURRICANE DEBBY
Mar 29, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 14, 2018	Hurricane	HURRICANE MICHAEL
Oct 10, 2018	Hurricane	HURRICANE MICHAEL
Sep 15, 2017	Hurricane	HURRICANE IRMA
Sep 8, 2017	Hurricane	HURRICANE IRMA
Mar 6, 2014	Severe Ice Storm	SEVERE WINTER STORM
Feb 11, 2014	Severe Ice Storm	SEVERE WINTER STORM
May 23, 2008	Severe Storm	SEVERE STORMS AND TORNADOES
Mar 20, 2008	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Mar 11, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Oct 19, 1990	Flood	SEVERE STORMS & FLOODING
Jul 20, 1977	Drought	DROUGHT
Mar 14, 1966	Flood	FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,357

Total IA Distributed

$3,724,236

Repair/Replace

$1,437,685

Rental Assistance

$140,852

Disaster	Registrations	Total IA $	Avg Damage
DR-1750	2	N/A	—
DR-4830	2,247	$3,471,655	$1,197
DR-4501	29	$188,526	—
DR-1761	79	$64,055	$1,203

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$11,443

Avg Claim Payout

$5,721

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$82,300,857

Disasters with PA

Total Projects

110

Disaster	Type	Projects	Federal $
DR-4830	Hurricane	45	$79,026,634
DR-4165	Severe Ice Storm	10	$1,468,839
DR-4338	Other	15	$554,473
DR-1750	Severe Storm(s)	20	$458,681
DR-1761	Severe Storm(s)	12	$415,630
DR-4400	Hurricane	5	$335,120
DR-1686	Severe Storm(s)	2	$32,357
DR-4501	Biological	1	$9,122

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$351,000

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	2	$36,000
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	2	$315,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Louisville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, hurricane, earthquake. The area has had 19 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 2 flood insurance claims have been filed in the area. FEMA has obligated $82,300,857 in public assistance recovery funding. $3,724,236 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.