Natural Disasters in Hardwick, GA
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
50.0
Relatively Low
Expected Annual Loss
47.7
Score (0-100)
Social Vulnerability
60.0
Score (0-100)
Community Resilience
43.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Heat Wave | 73.3 |
| Drought | 73.3 |
| Earthquake | 73.1 |
| Hurricane | 68.3 |
| Wildfire | 66.9 |
| Ice Storm | 63.8 |
| Hail | 58.0 |
| Tornado | 51.9 |
| Cold Wave | 37.9 |
| Strong Wind | 37.3 |
| Lightning | 29.5 |
| Landslide | 29.1 |
| Winter Weather | 10.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
14
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Sep 30, 2024 | Hurricane | HURRICANE HELENE |
| Sep 26, 2024 | Tropical Storm | HURRICANE HELENE |
| Mar 29, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Oct 10, 2018 | Hurricane | HURRICANE MICHAEL |
| Sep 15, 2017 | Hurricane | HURRICANE IRMA |
| Sep 8, 2017 | Hurricane | HURRICANE IRMA |
| Mar 6, 2014 | Severe Ice Storm | SEVERE WINTER STORM |
| Feb 11, 2014 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Mar 11, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 15, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Jul 20, 1977 | Drought | DROUGHT |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
135
Total IA Distributed
$870,309
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4830 | 1 | N/A | — |
| DR-4738 | 1 | N/A | — |
| DR-4501 | 133 | $870,309 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
7
Total Claims Paid
$85,159
Avg Claim Payout
$12,166
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$854,704
Disasters with PA
4
Total Projects
27
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4338 | Other | 14 | $409,431 |
| DR-4165 | Severe Ice Storm | 8 | $211,816 |
| DR-4830 | Hurricane | 4 | $145,736 |
| DR-4501 | Biological | 1 | $87,721 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$75,274
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 2 | $53,274 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $22,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Hardwick has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are heat wave, drought, earthquake. The area has had 14 federal disaster declarations. The most common disaster type is hurricane (5 declarations). 7 flood insurance claims have been filed in the area. FEMA has obligated $854,704 in public assistance recovery funding. $870,309 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.