Natural Disasters in Girard, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

37.3

Very Low

Expected Annual Loss

32.0

Score (0-100)

Social Vulnerability

70.8

Score (0-100)

Community Resilience

60.6

Score (0-100)

Top Hazard Risks

Hurricane81.1Drought80.6Earthquake75.9
HazardRisk Score
Hurricane81.1
Drought80.6
Earthquake75.9
Ice Storm66.0
Heat Wave65.3
Wildfire59.7
Tornado58.6
Hail42.5
Strong Wind34.6
Landslide32.5
Lightning31.9
Cold Wave24.9
Winter Weather16.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

20

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

8 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Sep 30, 2024HurricaneHURRICANE HELENE
Sep 26, 2024Tropical StormHURRICANE HELENE
Sep 24, 2024Tropical StormTROPICAL STORM DEBBY
Aug 5, 2024Tropical StormHURRICANE DEBBY
Sep 7, 2023HurricaneHURRICANE IDALIA
Mar 29, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Oct 14, 2018HurricaneHURRICANE MICHAEL
Oct 10, 2018HurricaneHURRICANE MICHAEL
Sep 15, 2017HurricaneHURRICANE IRMA
Sep 8, 2017HurricaneHURRICANE IRMA
Oct 6, 2016HurricaneHURRICANE MATTHEW
Mar 6, 2014Severe Ice StormSEVERE WINTER STORM
Feb 11, 2014Severe Ice StormSEVERE WINTER STORM
Mar 20, 2008Severe StormSEVERE STORMS AND TORNADOES
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
Mar 11, 1998Severe StormSEVERE STORMS AND FLOODING
Oct 19, 1990FloodSEVERE STORMS & FLOODING
Jul 20, 1977DroughtDROUGHT

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

2

Total Claims Paid

$61,825

Avg Claim Payout

$30,913

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$20,080,453

Disasters with PA

8

Total Projects

46

DisasterTypeProjectsFederal $
DR-4830Hurricane20$17,665,523
DR-4165Severe Ice Storm10$1,309,538
DR-4821Tropical Storm6$929,373
DR-4400Hurricane5$89,450
DR-1750Severe Storm(s)2$45,385
DR-4338Other1$18,374
DR-4501Biological1$15,740
DR-4738Hurricane1$7,070

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

1

Federal Funding

$18,000

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
91.1: Local Multihazard Mitigation Plan1$18,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Girard has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, drought, earthquake. The area has had 20 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 2 flood insurance claims have been filed in the area. FEMA has obligated $20,080,453 in public assistance recovery funding. 1 hazard mitigation projects have been funded to reduce future risk.