Natural Disasters in Fairplay, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

65.7

Relatively Low

Expected Annual Loss

76.1

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

31.0

Score (0-100)

Top Hazard Risks

Tornado85.0Lightning76.1Earthquake76.0

Hazard	Risk Score
Tornado	85.0
Lightning	76.1
Earthquake	76.0
Hail	75.7
Ice Storm	74.9
Cold Wave	69.4
Strong Wind	67.7
Heat Wave	58.7
Landslide	56.3
Hurricane	53.4
Wildfire	43.1
Winter Weather	16.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 26, 2024	Tropical Storm	HURRICANE HELENE
Jan 12, 2021	Hurricane	TROPICAL STORM ZETA
Mar 29, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 15, 2017	Hurricane	HURRICANE IRMA
Sep 8, 2017	Hurricane	HURRICANE IRMA
Feb 26, 2016	Severe Storm	SEVERE STORMS AND FLOODING
Feb 11, 2014	Severe Ice Storm	SEVERE WINTER STORM
Sep 24, 2009	Severe Storm	SEVERE STORMS AND FLOODING
May 23, 2008	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 28, 2000	Severe Storm	SEVERE WINTER STORM
Mar 11, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Oct 10, 1995	Hurricane	HURRICANE OPAL
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Feb 23, 1990	Severe Storm	SEVERE STORMS, TORNAODES & FLOODING
Jul 20, 1977	Drought	DROUGHT

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

3,313

Total IA Distributed

$4,560,314

Repair/Replace

$2,655,465

Rental Assistance

$630,853

Disaster	Registrations	Total IA $	Avg Damage
DR-1973	1	N/A	—
DR-1750	1	N/A	—
DR-1858	2,883	$3,441,285	$1,275
DR-4501	164	$876,988	—
DR-1761	227	$205,238	$2,004
DR-4830	18	$20,128	$3,266
DR-1554	19	$16,674	$1,680

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

215

Total Claims Paid

$7,214,843

Avg Claim Payout

$33,557

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$9,228,670

Disasters with PA

Total Projects

320

Disaster	Type	Projects	Federal $
DR-1858	Severe Storm(s)	301	$7,998,770
DR-4259	Severe Storm(s)	4	$541,147
DR-4501	Biological	2	$318,800
DR-1761	Severe Storm(s)	8	$193,511
DR-1311	Severe Storm(s)	2	$90,544
DR-4579	Tropical Storm	2	$72,464
DR-4338	Other	1	$13,432

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,714,197

Properties Protected

Avg Benefit-Cost Ratio

1.93

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	8	$2,310,671
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	3	$27,366
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$0
91.3: Local Multihazard Mitigation Plan - UPDATE	1	$21,957
403.1: Stormwater Management - Culverts	1	$1,334,100

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Fairplay has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, earthquake. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 215 flood insurance claims have been filed in the area. FEMA has obligated $9,228,670 in public assistance recovery funding. $4,560,314 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.