Natural Disasters in Cobbtown, GA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

68.4

Relatively Low

Expected Annual Loss

60.5

Score (0-100)

Social Vulnerability

76.0

Score (0-100)

Community Resilience

16.2

Score (0-100)

Top Hazard Risks

Hurricane94.0Drought89.4Lightning80.3

Hazard	Risk Score
Hurricane	94.0
Drought	89.4
Lightning	80.3
Earthquake	71.2
Heat Wave	63.3
Wildfire	63.1
Tornado	52.3
Cold Wave	38.8
Hail	35.9
Strong Wind	25.8
Ice Storm	25.8
Winter Weather	14.6
Landslide	11.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 30, 2024	Hurricane	HURRICANE HELENE
Sep 26, 2024	Tropical Storm	HURRICANE HELENE
Sep 24, 2024	Tropical Storm	TROPICAL STORM DEBBY
Aug 5, 2024	Tropical Storm	HURRICANE DEBBY
Sep 7, 2023	Hurricane	HURRICANE IDALIA
Mar 29, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 14, 2018	Hurricane	HURRICANE MICHAEL
Oct 10, 2018	Hurricane	HURRICANE MICHAEL
Sep 15, 2017	Hurricane	HURRICANE IRMA
Sep 8, 2017	Hurricane	HURRICANE IRMA
Jan 26, 2017	Tornado	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Oct 8, 2016	Hurricane	HURRICANE MATTHEW
Oct 6, 2016	Hurricane	HURRICANE MATTHEW
Apr 23, 2009	Severe Storm	SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 24, 2004	Hurricane	TROPICAL STORM FRANCES
Mar 11, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,006

Total IA Distributed

$1,479,460

Repair/Replace

$565,012

Rental Assistance

$54,076

Disaster	Registrations	Total IA $	Avg Damage
DR-4830	1,002	$1,443,460	$984
DR-4501	4	$36,000	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$398,974

Avg Claim Payout

$15,345

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$25,949,137

Disasters with PA

Total Projects

116

Disaster	Type	Projects	Federal $
DR-4830	Hurricane	26	$21,228,496
DR-4284	Hurricane	16	$2,231,966
DR-4338	Other	15	$909,903
DR-4821	Tropical Storm	7	$708,324
DR-4297	Other	1	$305,950
DR-1833	Severe Storm(s)	15	$172,228
DR-4738	Hurricane	6	$165,601
DR-1560	Hurricane	28	$161,974
DR-4400	Hurricane	2	$64,695

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$36,732

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.3: Local Multihazard Mitigation Plan - UPDATE	1	$21,882
91.1: Local Multihazard Mitigation Plan	1	$14,850

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cobbtown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, drought, lightning. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 26 flood insurance claims have been filed in the area. FEMA has obligated $25,949,137 in public assistance recovery funding. $1,479,460 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.