Cost of Living in Winter Haven, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
106.3
100 = national avg
+6.3 vs national average
Living Wage (1 Adult)
$46,785
per year
Living Wage (Family of 4)
$110,584
per year
Cost Index by Category
Housing127.8
Food95.6
Transportation91.1
Healthcare96.4
Utilities102.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,230
per month
2 Bedroom
$1,497
per month
The overall cost of living index in Winter Haven is 106.3, which is 6.3% above the national average. Housing costs are above the national average at an index of 127.8. A single adult needs to earn approximately $46,785 per year to cover basic expenses.