Natural Disasters in Winter Beach, FL
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
95.6
Relatively High
Expected Annual Loss
94.7
Score (0-100)
Social Vulnerability
64.2
Score (0-100)
Community Resilience
60.5
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
35
Public Assistance
$120.6M
Individual Assistance
$50.4M
Most Common Type
Hurricane
22 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | $4.4M | $5.5M |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Nicole → | Hurricane | Dec 2022 | $8.0M | — |
| Tropical Storm Nicole → | Tropical Storm | Nov 2022 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | $3.1M | — |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | $85K | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $6.2M | $1.2M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Oct 2019 | $6.1M | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $11.5M | $3.4M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
| Hurricane Matthew → | Hurricane | Oct 2016 | $12.1M | $197K |
| Hurricane Matthew → | Hurricane | Oct 2016 | — | — |
| Tropical Storm Fay → | Severe Storm | Aug 2008 | $111K | — |
| Okeechobee Fire Complex → | Fire | Jun 2007 | — | — |
| Hurricane Wilma → | Hurricane | Oct 2005 | $3.1M | $700K |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Hurricane Jeanne → | Hurricane | Sep 2004 | $31.4M | $22.8M |
Showing 20 of 38 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
3,348
Total Claims Paid
$67,001,981
Avg Claim Payout
$20,013
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
17
Federal Funding
$2,268,316
Properties Protected
9
Avg Benefit-Cost Ratio
5.73
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.8: Retrofitting Public Structures - Wind | 8 | $1,747,577 |
| 300.2: Vegetation Management - Wildfire | 6 | $514,177 |
| 95.1: FMA or CRS Plan | 2 | $0 |
| 205.7: Retrofitting Private Structures - Wind | 1 | $6,562 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Winter Beach has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, lightning, wildfire. The area has had 35 federal disaster declarations. The most common disaster type is hurricane (22 declarations). 3,348 flood insurance claims have been filed in the area. FEMA has obligated $120,551,141 in public assistance recovery funding. $50,433,406 has been distributed in individual assistance to disaster-affected residents. 17 hazard mitigation projects have been funded to reduce future risk.