Natural Disasters in Watertown, FL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

69.7

Relatively Low

Expected Annual Loss

63.3

Score (0-100)

Social Vulnerability

71.4

Score (0-100)

Community Resilience

29.3

Score (0-100)

Top Hazard Risks

Lightning94.2Hurricane90.4Wildfire88.1

Hazard	Risk Score
Lightning	94.2
Hurricane	90.4
Wildfire	88.1
Heat Wave	76.2
Tornado	66.8
Earthquake	58.3
Strong Wind	49.7
Cold Wave	45.5
Drought	27.8
Landslide	27.4
Winter Weather	13.4
Hail	5.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Oct 2024

Most Common Type

Hurricane

17 declarations

Date	Type	Declaration
Oct 11, 2024	Hurricane	HURRICANE MILTON
Oct 7, 2024	Hurricane	HURRICANE MILTON
Sep 28, 2024	Hurricane	HURRICANE HELENE
Sep 24, 2024	Tropical Storm	TROPICAL STORM HELENE
Aug 10, 2024	Tropical Storm	HURRICANE DEBBY
Aug 3, 2024	Tropical Storm	TROPICAL STORM DEBBY
Jun 17, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Aug 31, 2023	Hurricane	HURRICANE IDALIA
Aug 28, 2023	Tropical Storm	TROPICAL STORM IDALIA
Dec 13, 2022	Hurricane	HURRICANE NICOLE
Sep 29, 2022	Hurricane	HURRICANE IAN
Sep 24, 2022	Hurricane	TROPICAL STORM IAN
Jul 4, 2021	Severe Storm	TROPICAL STORM ELSA
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 30, 2019	Hurricane	HURRICANE DORIAN
Oct 9, 2018	Hurricane	HURRICANE MICHAEL
Sep 10, 2017	Hurricane	HURRICANE IRMA
Sep 5, 2017	Hurricane	HURRICANE IRMA
Sep 28, 2016	Hurricane	HURRICANE HERMINE

Showing 20 of 36 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

17,857

Total IA Distributed

$18,854,500

Repair/Replace

$7,745,625

Rental Assistance

$2,230,721

Disaster	Registrations	Total IA $	Avg Damage
DR-4834	41	N/A	—
DR-4675	10	N/A	—
DR-4673	2	N/A	—
DR-4671	1	N/A	—
DR-4399	1	N/A	—
DR-4341	3	N/A	—
DR-4828	4,026	$5,882,357	$2,170
DR-4806	2,482	$3,157,281	$3,996
DR-4068	952	$2,156,075	$3,364
DR-1545	1,185	$2,078,050	$2,071

Showing top 10 of 14 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

338

Total Claims Paid

$7,504,370

Avg Claim Payout

$22,202

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$12,007,125

Disasters with PA

Total Projects

200

Disaster	Type	Projects	Federal $
DR-4068	Severe Storm(s)	55	$3,167,948
DR-4828	Hurricane	5	$2,600,742
DR-1545	Hurricane	68	$1,599,175
DR-4806	Hurricane	7	$1,302,087
DR-1561	Hurricane	34	$1,142,617
DR-4734	Hurricane	4	$934,672
DR-4337	Hurricane	12	$898,117
DR-4280	Hurricane	2	$143,547
DR-4834	Hurricane	2	$106,539
DR-3288	Severe Storm(s)	9	$96,752
DR-4673	Hurricane	2	$14,929

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$972,273

Properties Protected

Avg Benefit-Cost Ratio

4.19

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.5: Acquisition of Vacant Land; 403.4: Stormwater Management - Detention/Retention Basins	2	$482,152
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal; 403.4: Stormwater Management - Detention/Retention Basins	2	$340,705
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$149,416

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Watertown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, hurricane, wildfire. The area has had 36 federal disaster declarations. The most common disaster type is hurricane (17 declarations). 338 flood insurance claims have been filed in the area. FEMA has obligated $12,007,125 in public assistance recovery funding. $18,854,500 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.