Cost of Living in St. Cloud, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
130.6
100 = national avg
+30.6 vs national average
Living Wage (1 Adult)
$57,453
per year
Living Wage (Family of 4)
$135,797
per year
Cost Index by Category
Housing162.8
Food108.2
Transportation116.5
Healthcare106.6
Utilities117.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,731
per month
2 Bedroom
$1,972
per month
The overall cost of living index in St. Cloud is 130.6, which is 30.6% above the national average. Housing costs are above the national average at an index of 162.8. A single adult needs to earn approximately $57,453 per year to cover basic expenses.