Cost of Living in Palm Harbor, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
135.8
100 = national avg
+35.8 vs national average
Living Wage (1 Adult)
$59,743
per year
Living Wage (Family of 4)
$141,211
per year
Cost Index by Category
Housing182.1
Food107.6
Transportation106.1
Healthcare106.1
Utilities121.0
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,696
per month
2 Bedroom
$1,977
per month
The overall cost of living index in Palm Harbor is 135.8, which is 35.8% above the national average. Housing costs are above the national average at an index of 182.1. A single adult needs to earn approximately $59,743 per year to cover basic expenses.