Oakleaf Plantation, FL — City Data, Demographics & Statistics
Clay County · Florida
City DNA
A unique fingerprint for Oakleaf Plantation based on 8 key metrics — compared to averages.
Quick Stats
Population
30,737
2023 ACS
Median Income
$110,521
2023
Median Home Value
$309,300
2023
Median Rent
$1,852
2023
Median Age
35.5
Unemployment
2.4%
Cost of Living Index
158.3
100 = national avg
Oakleaf Plantation is a city in Clay County, Florida, with a population of 30,737 according to the 2023 American Community Survey. Oakleaf Plantation is one of the communities in Florida.
The median household income in Oakleaf Plantation is $110,521, and the median home value is $309,300. The cost of living index is 158.3 (where 100 = national average), and the median rent is $1,852 per month. The unemployment rate is 2.4%, and the median age is 35.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
30,737
Male
14,586
47.5%
Female
16,151
52.5%
Median Age
35.5
Age Distribution
Education & Household
Bachelor's or Higher
21.1%
High School or Higher
32.6%
Foreign Born
7.8%
Veterans
11.2%
Married
46.2%
Avg Household Size
3.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.654
Simpson's Index (0-1)
Largest Group
White
49.5%
Foreign Born
7.8%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
15.4%
4,721 people
Not Hispanic/Latino
84.6%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
29,067
English Only
86.9%
#1 Non-English Language
Spanish
2,029 speakers
Limited English
4.0%
Language Distribution
English Proficiency
Speaks English Very Well
96.0%
Limited English Proficiency
4.0%
Veterans & Military
Total Veterans
3,426
11.1% of population
Disability Rate
55.8%
1,911 with disability
Veteran Median Income
$67,337
Unemployment Rate
0.1%
Period of Service
Veteran Age Distribution
Male Veterans
2,938
85.8%
Female Veterans
488
14.2%
Veteran vs Non-Veteran Income
Veteran Income
$67,337
Non-Veteran Income
$40,754
Difference
$26,583
65.2% higher
Disability Status
With Disability
1,911
Without Disability
1,515
Disability Rate
55.8%
Ancestry & Heritage
Total Reporting Ancestry
15,859
#1 Ancestry
German
14.0% (4,306)
#2 Ancestry
Irish
12.0% (3,677)
#3 Ancestry
English
5.6% (1,721)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
9,788
Family Households
8,192
83.7%
Married Couples
6,430
65.7%
Non-Family Households
1,596
16.3%
Single Mother Households
1,282
13.1%
Single Father Households
480
4.9%
Living Alone
1,239
12.7%
Children Under 18
Total Children
7,938
In Married Couple
5,890
74.2%
With Single Mother
1,409
17.8%
With Single Father
639
8.0%
Family Income
Median Family Income
$120,045
Married Couple Income
$130,045
Avg Family Size
3.1
Avg Non-Family Size
2.6
Grandparents w/ Grandchildren
1,037
Grandparents Responsible
265
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$110,521
+51% vs national
Per Capita Income
$36,858
-1% vs national
Poverty Rate
9.3%
-31% vs national
Gini Index
0.3541
0 = perfect equality
Unemployment
2.4%
-53% vs national
SNAP Recipients
5.1%
of households
How Oakleaf Plantation Compares
Oakleaf Plantation vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Oakleaf Plantation is highlighted.
Median Household Income
Oakleaf Plantation, FL has a median household income of $110,521, making it the 3,572nd highest median household income out of 28,123 cities in our database. This means that Oakleaf Plantation has a higher median household income than 87% of all the cities we measured.
Per Capita Income
Oakleaf Plantation, FL has a per capita income of $36,858, making it the 10,701st highest per capita income out of 28,123 cities in our database. This means that Oakleaf Plantation has a higher per capita income than 62% of all the cities we measured.
Poverty Rate
Oakleaf Plantation, FL has a poverty rate of 9.3%, making it the 17,567th highest poverty rate out of 31,262 cities in our database. This means that Oakleaf Plantation has a higher poverty rate than 44% of all the cities we measured.
Unemployment Rate
Oakleaf Plantation, FL has a unemployment rate of 2.4%, making it the 19,433rd highest unemployment rate out of 31,012 cities in our database. This means that Oakleaf Plantation has a higher unemployment rate than 37% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Oakleaf Plantation. The median household income here is $110,521.
Income Distribution
Employment Snapshot
Unemployment Rate
2.4%
-50% vs FL avg
Labor Force
15,365
Employed
14,507
Mean Commute
27 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
21.1%
of adults 25+
High School Diploma+
32.6%
of adults 25+
Median Age
35.5
Work from Home
22.1%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Jacksonville, FL metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$97.4K
per year
Occupations Tracked
20
Cost of Living
Overall Index
158.3
100 = national avg
+58.3 vs national average
Living Wage (1 Adult)
$69,671
per year
Living Wage (Family of 4)
$164,677
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,382
per month
2 Bedroom
$1,658
per month
The median household income in Oakleaf Plantation, FL is $110,521, which is 50.9% above the national average of $73,224. Per capita income is $36,858. The poverty rate of 9.3% is lower than the FL state average of 13.5%. The Gini index of income inequality is 0.3541, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 2.4%, compared to the state average of 4.9%. The labor force is 15,365. 21.1% of adults hold a bachelor's degree or higher. The average commute time is 27 minutes, with 22.1% working from home. About 70.1% of workers drive alone to work. The overall cost of living index is 158.3, which is 58.3% above the national average. Housing costs are above the national average at an index of 186.3. A single adult needs to earn approximately $69,671 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$390,000
Median List Price
$359,000
Price Per Sq Ft
$169
Days on Market
104
Active Inventory
159
Months of Supply
6.1
Buyer's market
Market CompetitivenessRedfin
Sold Above List
23.1%
Off Market in 2 Weeks
20.8%
Sale-to-List Ratio
98.8%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
26
New Listings
56
Pending Sales
48
Price Per Square FootRedfin
Median Sale $/SF
$169
Median List $/SF
$171
House Price IndexFHFA
How much have housing prices increased in Oakleaf Plantation, FL? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Jacksonville, FL metro area, home prices have risen 448.7% over the past 40 years. Over 20 years, prices grew 92.2%. The 10-year growth rate is 122.5%. Over the last 5 years, prices increased 54.9%. In the most recent 2-year period, the index rose 4.9%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Jacksonville, FL housing market rather than Oakleaf Plantation alone.
Metro area: Jacksonville, FL
Oakleaf Plantation vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Oakleaf Plantation is highlighted.
Median Home Value
Oakleaf Plantation, FL has a median home value of $309,300, making it the 6,827th highest median home value out of 27,993 cities in our database. This means that Oakleaf Plantation has a higher median home value than 76% of all the cities we measured.
Median Rent
Oakleaf Plantation, FL has a median rent of $1,852, making it the 2,165th highest median rent out of 22,337 cities in our database. This means that Oakleaf Plantation has a higher median rent than 90% of all the cities we measured.
Median Price Per Sq Ft
Oakleaf Plantation, FL has a price per square foot of $169, making it the 10,733rd highest price per square foot out of 20,748 cities in our database. This means that Oakleaf Plantation has a higher price per square foot than 48% of all the cities we measured.
Rent Burden
Oakleaf Plantation, FL has a rent burden of 20.1%, making it the 8,632nd highest rent burden out of 21,928 cities in our database. This means that Oakleaf Plantation has a higher rent burden than 61% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$309,300
Median Rent
$1,852
Total Housing Units
10,097
Vacancy Rate
3.1%
Owner Occupied
78.2%
Renter Occupied
21.8%
Median Property Tax
$3,499
per year
Monthly Cost (w/ Mortgage)
$1,758
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,499
per year
Effective Tax Rate
1.13%
of home value
Median Home Value
$309,300
Estimated Mean Tax
$3,662
The effective property tax rate is calculated by dividing the median annual property tax ($3,499) by the median home value ($309,300). In Oakleaf Plantation, FL, this works out to an effective rate of 1.13%. This is above the national average of approximately 1.1%.
The current median sale price in Oakleaf Plantation, FL is $390,000 according to Redfin data. Homes spend a median of 104 days on the market. 23.1% of homes sold above asking price. The market has 6.1 months of supply. The median price per square foot is $169. The median rent is $1,852 per month (Census ACS). About 78.2% of housing units are owner-occupied. The median year homes were built is 2007. There are 10,097 total housing units. Homeowners pay a median annual property tax of $3,499. The effective tax rate is 1.13%, above the national average.
Crime data is not yet available for Oakleaf Plantation. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
81.1
Relatively Moderate
Expected Annual Loss
85.7
Score (0-100)
Social Vulnerability
12.9
Score (0-100)
Community Resilience
51.1
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
38
Public Assistance
$57.5M
Individual Assistance
$25.9M
Most Common Type
Hurricane
18 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | $551K | $568K |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Helene → | Hurricane | Sep 2024 | $959K | $2.5M |
| Hurricane Debby → | Tropical Storm | Aug 2024 | $1.6M | — |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Idalia → | Hurricane | Aug 2023 | $1.6M | — |
| Tropical Storm Idalia → | Tropical Storm | Aug 2023 | — | — |
| Hurricane Nicole → | Hurricane | Dec 2022 | $906K | — |
| Tropical Storm Nicole → | Tropical Storm | Nov 2022 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | $2.4M | — |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Elsa → | Severe Storm | Jul 2021 | — | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $1.1M | $2.3M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $27.2M | $16.5M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
| Hurricane Matthew → | Hurricane | Oct 2016 | $7.0M | $144K |
| Hurricane Matthew → | Hurricane | Oct 2016 | — | — |
Showing 20 of 43 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,744
Total Claims Paid
$76,357,964
Avg Claim Payout
$43,783
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
31
Federal Funding
$2,417,329
Properties Protected
16
Avg Benefit-Cost Ratio
2.85
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.8: Retrofitting Public Structures - Wind | 11 | $275,482 |
| 103.1: Feasibility, Engineering and Design Studies | 5 | $166,953 |
| 401.1: Water and Sanitary Sewer System Protective Measures; 601.2: Generators - Regular | 2 | $66,600 |
| 403.4: Stormwater Management - Detention/Retention Basins | 2 | $23,523 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $919,560 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Oakleaf Plantation has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, hurricane, tornado. The area has had 38 federal disaster declarations. The most common disaster type is hurricane (18 declarations). 1,744 flood insurance claims have been filed in the area. FEMA has obligated $57,463,469 in public assistance recovery funding. $25,870,560 has been distributed in individual assistance to disaster-affected residents. 31 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
35.8%
near the national average
Depression Rate
18.1%
5.4pp below the national average
Diabetes Rate
10.5%
1.4pp below the national average
Uninsured Rate
11.9%
1.3pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
33.1%
Arthritis
19.9%
Cancer (excl. skin)
5.6%
Teeth Lost (65+)
10.6%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
18.4%
14+ days in past month
Depression
18.1%
Loneliness
—
Lack of Support
—
Disability Prevalence
Any Disability
26.7%
Mobility
10.5%
Cognitive
13.7%
Hearing
4.4%
Vision
4.5%
Self-Care
3.1%
Independent Living
7.0%
Oakleaf Plantation has an obesity rate of 35.8%, which is near the national average. The depression rate is 18.1%, 5.4pp below the national average. About 11.9% of adults lack health insurance. 76.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
3.0 / 5
Nearest Hospital
5.8 mi
Hca Florida Orange Park Hospit...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Hca Florida Orange Park Hospital | 5.8 mi | Acute Care Hospitals | 3/5 | Yes |
| Ascension St Vincent'S Clay County | 6.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Nh Jacksonville | 9.4 mi | Acute Care - Department of Defense | — | Yes |
| Ascension St Vincent'S Riverside | 13.6 mi | Acute Care Hospitals | 2/5 | Yes |
| Baptist Health Medical Center - Jacksonville | 14.1 mi | Acute Care Hospitals | 4/5 | Yes |
Infrastructure
Commute Overview2023 ACS
Mean Commute
27 min
+15% vs national
Drive Alone
70.1%
-11% vs national
Work From Home
22.1%
+137% vs national
Carpool
7.2%
Walk / Bike
0.6%
combined
How Oakleaf Plantation's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
The average commute in Oakleaf Plantation, FL is 27 minutes, which is 15.4% above the national average of 23 minutes. 70.1% of workers drive alone, compared to the national average of 78.7%. 22.1% work from home, which is above the FL state average of 13.8%. 7.2% of workers carpool.
Internet & Broadband Access
Source: Census ACSBroadband Access
98.2%
of households
Cable / Fiber / DSL
87.8%
of households
No Internet
0.7%
of households
Total Households
9,788
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.3%
of households
Smartphone
93.4%
of households
Desktop / Laptop
94.0%
of households
Tablet
84.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.1¢
per kWh
-26% vs 25,000 - 50,000 avg
Commercial Rate
11.0¢
per kWh
-29% vs 25,000 - 50,000 avg
Industrial Rate
8.5¢
per kWh
-28% vs 25,000 - 50,000 avg
Avg Monthly Bill
$156
residential
+6% vs 25,000 - 50,000 avg
17% below the national average of 17.1¢/kWh
Residential electricity in Florida averages 14.1¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $156. State-level averages from EIA Electric Sales & Revenue data (2024).
Oakleaf Plantation vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
98.2% of households in Oakleaf Plantation have broadband internet access. 87.8% have cable, fiber, or DSL service. 5.1% rely solely on cellular data without a wired connection. 0.7% of households have no internet access.
Politics & Government
County-level data: Election results are reported at the county level. Oakleaf Plantation is located in Clay County, FL. Results reflect all voters in the county, not just those in Oakleaf Plantation.
Election Overview
Source: Clay County (2024)2024 Winner
Republican
Dem Votes
37,926
29.9%
GOP Votes
87,711
69.2%
Total Votes
126,806
Margin
R+39.3%
Shift from 2020
R+2.2pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 37,926 | 87,711 | 126,806 | 29.9% | 69.2% | R+39.3 |
| 2020 | 38,317 | 84,480 | 124,405 | 30.8% | 67.9% | R+37.1 |
| 2016 | 27,768 | 74,898 | 106,363 | 26.1% | 70.4% | R+44.3 |
In the 2024 presidential election, Clay County recorded 126,806 total votes. Republicans won the county with 69.2% of the vote compared to 29.9% for Democrats, a margin of R+39.3%. Compared to 2020, the margin shifted R+2.2pp from the previous election. Since 2016, Clay County has shifted 5.0 percentage points toward Democrats.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
3
Total Approved
$258K
Jobs Supported
9
Per 10K Residents
1.0
SBA loans
-98.9% vs peers avg
Unique Lenders
3
Top Lender
SouthState Bank, National Association
1 loans
Top Industry
Other Services
Data Span
2002–2012
Loan Program Breakdown
Source: SBA FOIALoans
3
Total Amount
$258K
Avg Loan
$86,000
Median Loan
$35,000
SBA Guaranteed
$193K(75%)
Jobs Supported
9
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Pinch-a-penny #80 | 1 | $208K |
| Poochie's Swim & Play Park in | 1 | $35K |
| Louis Enterprise Inc | 1 | $15K |
Oakleaf Plantation, FL has received 3 SBA loans totaling $258K in approved funding between 2002 and 2012. The 7(a) program accounts for 3 loans (100% of the total), supporting 9 jobs. The most common industry receiving SBA funding is Other Services. The most active SBA lender in Oakleaf Plantation is SouthState Bank, National Association with 1 loans. That works out to 1.0 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
9
Total Population
348,756
Avg Median Income
-$74,001,223
Avg Home Value
-$73,834,796
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 32003 | 29,351 | $119,046 | $387,400 | $1,918 | 15.8 |
| 32065 | 40,366 | $92,842 | $278,500 | $1,675 | 19.8 |
| 32068 | 58,196 | $82,410 | $264,300 | $1,411 | 115.5 |
| 32073 | 42,825 | $76,139 | $258,100 | $1,392 | 16.8 |
| 32210 | 65,626 | $58,215 | $205,300 | $1,205 | 21.9 |
| 32214 | 0 | N/A | N/A | N/A | 0.1 |
| 32221 | 31,234 | $82,571 | $244,500 | $1,660 | 47.5 |
| 32222 | 17,806 | $82,782 | $294,000 | $1,740 | 11.4 |
| 32244 | 63,352 | $61,652 | $221,400 | $1,366 | 23.6 |
Oakleaf Plantation, FL has 9 ZIP codes with a combined population of 348,756. The average median household income across all ZIP codes is -$74,001,223. The average median home value is -$73,834,796. The average median monthly rent is -$74,072,700.
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