Natural Disasters in North Key Largo, FL
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.6
Relatively Moderate
Expected Annual Loss
90.2
Score (0-100)
Social Vulnerability
53.9
Score (0-100)
Community Resilience
29.4
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
47
Public Assistance
$244.2M
Individual Assistance
$8.9M
Most Common Type
Hurricane
26 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Helene → | Hurricane | Sep 2024 | — | — |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | — | — |
| Hurricane Debby → | Tropical Storm | Aug 2024 | — | — |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | $4.4M | $146K |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Elsa → | Severe Storm | Jul 2021 | — | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $301K | $9K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $152.3M | $7.9M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
| Hurricane Matthew → | Hurricane | Oct 2016 | — | — |
| Hurricane Isaac → | Hurricane | Oct 2012 | $821K | — |
| Hurricane Ike → | Hurricane | Sep 2008 | $622K | — |
| Tropical Storm Fay → | Severe Storm | Aug 2008 | $3.5M | — |
| Tropical Storm Fay → | Severe Storm | Aug 2008 | — | — |
Showing 20 of 48 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
27,423
Total Claims Paid
$713,869,071
Avg Claim Payout
$26,032
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
122
Federal Funding
$16,033,184
Properties Protected
113
Avg Benefit-Cost Ratio
9.80
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.8: Retrofitting Public Structures - Wind | 82 | $3,784,353 |
| 202.2: Elevation of Private Structures - Coastal | 10 | $108,791 |
| 207.2: Mitigation Reconstruction | 6 | $851,245 |
| 800.1: Miscellaneous | 3 | $0 |
| 103.1: Feasibility, Engineering and Design Studies; 301.1: Shoreline Stabilization (Riprap, etc.) | 2 | $249,690 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
North Key Largo has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are coastal flood, hurricane, lightning. The area has had 47 federal disaster declarations. The most common disaster type is hurricane (26 declarations). 27,423 flood insurance claims have been filed in the area. FEMA has obligated $244,229,683 in public assistance recovery funding. $8,899,267 has been distributed in individual assistance to disaster-affected residents. 122 hazard mitigation projects have been funded to reduce future risk.