Navarre, FL โ€” City Data, Demographics & Statistics

Santa Rosa County ยท Florida

๐Ÿงฌ

City DNA

A unique fingerprint for Navarre based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Navarre
National Avg
Florida Avg
Population: 67Income: 66Home Value: 35Safety: 50Education: 32Median Age: 65Climate: 50Cost of Living: 77

Quick Stats

Population

38,988

2023 ACS

Median Income

$98,522

2023

Median Home Value

$352,300

2023

Median Rent

$1,797

2023

Median Age

38.9

Unemployment

5.9%

Cost of Living Index

153.2

100 = national avg

Navarre is a city in Santa Rosa County, Florida, with a population of 38,988 according to the 2023 American Community Survey. Navarre is one of the communities in Florida.

The median household income in Navarre is $98,522, and the median home value is $352,300. The cost of living index is 153.2 (where 100 = national average), and the median rent is $1,797 per month. The unemployment rate is 5.9%, and the median age is 38.9 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

38,988

Male

19,529

50.1%

Female

19,459

49.9%

Median Age

38.9

Age Distribution

Education & Household

Bachelor's or Higher

22.4%

High School or Higher

36.4%

Foreign Born

6.3%

Veterans

18.3%

Married

49.4%

Avg Household Size

2.7

Marital Status by Age

Race & Ethnicity

Diversity Index

0.362

Simpson's Index (0-1)

Largest Group

White

78.4%

Foreign Born

6.3%

White
78.4%
Black
6.0%
Asian
2.9%
Native American
0.3%
Pacific Islander
0.1%
Two or More
9.3%
Other
3.0%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

9.3%

3,630 people

Not Hispanic/Latino

90.7%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
1,177 (32.4%)
Puerto Rican
849 (23.4%)
Cuban
402 (11.1%)
Dominican
215 (5.9%)
Salvadoran
43 (1.2%)
Guatemalan
34 (0.9%)
Colombian
161 (4.4%)
Honduran
487 (13.4%)
Other Hispanic
263 (7.2%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Filipino
694 (62.5%)
Vietnamese
184 (16.6%)
Korean
156 (14.0%)
Japanese
78 (7.0%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Other Pacific Islander
29 (107.4%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
109 (100.0%)

Languages Spoken

Total Speakers (5+)

37,148

English Only

91.7%

#1 Non-English Language

Spanish

1,607 speakers

Limited English

2.3%

Language Distribution

Spanish
1,607 (4.3%)
German
474 (1.3%)
Tagalog
339 (0.9%)
Other Asian
167 (0.4%)
Vietnamese
140 (0.4%)
Other Indo-European
138 (0.4%)
French/Haitian/Cajun
88 (0.2%)
Other Languages
70 (0.2%)
Slavic Languages
26 (0.1%)
Chinese
21 (0.1%)

English Proficiency

Speaks English Very Well

97.7%

Limited English Proficiency

2.3%

Spanish
24.9% limited English
German
15.4% limited English
Tagalog
26.3% limited English
Other Asian
53.9% limited English
Vietnamese
55.0% limited English
Other Indo-European
31.2% limited English
French/Haitian/Cajun
62.5% limited English
Chinese
100.0% limited English

Veterans & Military

Total Veterans

7,117

18.3% of population

Disability Rate

50.4%

3,590 with disability

Veteran Median Income

$83,724

Unemployment Rate

2.9%

Period of Service

Gulf War (2001+)
59.8%
Gulf War (1990-2001)
54.2%
Vietnam
13.5%
Korea
0.5%

Veteran Age Distribution

18-34
9.2%
35-54
46.6%
55-64
25.2%
65-74
14.1%
75+
4.8%

Male Veterans

5,445

76.5%

Female Veterans

1,672

23.5%

Veteran vs Non-Veteran Income

Veteran Income

$83,724

Non-Veteran Income

$35,315

Difference

$48,409

137.1% higher

Disability Status

With Disability

3,590

Without Disability

3,527

Disability Rate

50.4%

Ancestry & Heritage

Total Reporting Ancestry

29,323

#1 Ancestry

German

17.9% (6,972)

#2 Ancestry

English

11.3% (4,387)

#3 Ancestry

Irish

11.0% (4,293)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
17.9%
English
11.3%
Irish
11.0%
American
9.3%
Italian
5.6%
Russian
3.4%
Polish
2.1%
French
1.9%
Swedish
1.6%
Scottish
1.5%
West Indian
1.4%
European
1.2%
Jamaican
1.0%
Scotch-Irish
0.9%
Dutch
0.8%
British
0.8%
Hungarian
0.7%
Portuguese
0.6%
Norwegian
0.5%
Greek
0.5%

Families & Households

Total Households

14,209

Family Households

10,506

73.9%

Married Couples

8,960

63.1%

Non-Family Households

3,703

26.1%

Single Mother Households

1,181

8.3%

Single Father Households

365

2.6%

Living Alone

2,894

20.4%

Children Under 18

Total Children

8,126

In Married Couple

6,909

85.0%

With Single Mother

779

9.6%

With Single Father

438

5.4%

Family Income

Median Family Income

$115,000

Married Couple Income

$126,191

Single Mother Income

$85,498

Single Father Income

$42,435

Avg Family Size

2.7

Avg Non-Family Size

2.4

Grandparents w/ Grandchildren

939

Grandparents Responsible

275

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$98,522

+35% vs national

Per Capita Income

$44,108

+19% vs national

Poverty Rate

7.7%

-44% vs national

Gini Index

0.3964

0 = perfect equality

Unemployment

5.9%

+13% vs national

SNAP Recipients

6.0%

of households

How Navarre Compares

Navarre vs Similar Cities

Compared to cities with 25,000 - 50,000 residents. Navarre is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Navarre. The median household income here is $98,522.

$

Income Distribution

<$25K
7.7%
$25-50K
14.6%
$50-75K
11.3%
$75-100K
18.0%
$100-150K
21.8%
$150-200K
12.8%
$200K+
13.9%

Employment Snapshot

Unemployment Rate

5.9%

+20% vs FL avg

Labor Force

19,531

Employed

16,259

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

22.4%

of adults 25+

High School Diploma+

36.4%

of adults 25+

Median Age

38.9

Work from Home

9.8%

of workers

Cost of Living

Overall Index

153.2

100 = national avg

+53.2 vs national average

Living Wage (1 Adult)

$67,409

per year

Living Wage (Family of 4)

$159,332

per year

Cost Index by Category

Housing
182.9
Food
125.3
Transportation
150.6
Healthcare
120.2
Utilities
131.8

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,257

per month

2 Bedroom

$1,471

per month

The median household income in Navarre, FL is $98,522, which is 34.5% above the national average of $73,224. Per capita income is $44,108. The poverty rate of 7.7% is lower than the FL state average of 13.5%. The Gini index of income inequality is 0.3964, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.9%, compared to the state average of 4.9%. The labor force is 19,531. 22.4% of adults hold a bachelor's degree or higher. About 79.3% of workers drive alone to work. The overall cost of living index is 153.2, which is 53.2% above the national average. Housing costs are above the national average at an index of 182.9. A single adult needs to earn approximately $67,409 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$430,000

Median List Price

$455,000

Price Per Sq Ft

$206

Days on Market

45

Active Inventory

240

Months of Supply

5.9

Balanced market

Zillow Home Value

$404,969

ZHVI โ€” January 2026

Zillow Rent Index

$2,209

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

12.2%

Off Market in 2 Weeks

18.8%

Sale-to-List Ratio

98.7%

Buyer's market

Sold Above Asking
12.2%
Under Contract in 2 Wks
18.8%
Listings with Price Drops
25.4%

Price TrendsRedfin

Sale Price โ†“ 3.4%List Price โ†‘ 6.4%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

41

New Listings

63

Pending Sales

64

Homes Sold โ†“ 30.5%New Listings โ†“ 37.0%Pending โ†“ 26.4%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$206

Median List $/SF

$230

Sale $/SF โ†“ 5.9%List $/SF โ†‘ 2.7%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Navarre, FL? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Pensacola-Ferry Pass-Brent, FL metro area, home prices have risen 417.5% over the past 40 years. Over 20 years, prices grew 83.9%. The 10-year growth rate is 123.6%. Over the last 5 years, prices increased 53.3%. In the most recent 2-year period, the index rose 6.3%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Pensacola-Ferry Pass-Brent, FL housing market rather than Navarre alone.

40yr โ†‘ 417.5%20yr โ†‘ 83.9%10yr โ†‘ 123.6%5yr โ†‘ 53.3%2yr โ†‘ 6.3%Q2 1983 โ†’ Q4 2025

Metro area: Pensacola-Ferry Pass-Brent, FL

Navarre vs Similar CitiesCensus ACS / Redfin

Compared to cities with 25,000 - 50,000 residents. Navarre is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$352,300

Median Rent

$1,797

Total Housing Units

14,911

Vacancy Rate

4.7%

Owner Occupied

82.0%

Renter Occupied

18.0%

Median Property Tax

$2,202

per year

Monthly Cost (w/ Mortgage)

$1,663

Housing Types

Single Family
84.6%
Multi-Family
7.7%
Mobile Home
7.7%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$2,202

per year

Effective Tax Rate

0.63%

of home value

Median Home Value

$352,300

Estimated Mean Tax

$2,290

The effective property tax rate is calculated by dividing the median annual property tax ($2,202) by the median home value ($352,300). In Navarre, FL, this works out to an effective rate of 0.63%. This is below the national average of approximately 1.1%.

The current median sale price in Navarre, FL is $430,000 according to Redfin data. Homes spend a median of 45 days on the market. 12.2% of homes sold above asking price. The market has 5.9 months of supply. The median price per square foot is $206. Zillow's observed rent index is $2,209/month. About 82.0% of housing units are owner-occupied. The median year homes were built is 2002. There are 14,911 total housing units. Homeowners pay a median annual property tax of $2,202. The effective tax rate is 0.63%, below the national average.

Crime data is not yet available for Navarre. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

89.0

Relatively Moderate

Expected Annual Loss

90.7

Score (0-100)

Social Vulnerability

12.2

Score (0-100)

Community Resilience

54.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

43

Public Assistance

$165.6M

Individual Assistance

$24.7M

Most Common Type

Hurricane

24 declarations

Public Assistance by Category

Total: $179.7M
DisasterTypeDatePA $IA $
Hurricane Helene โ†’HurricaneSep 2024โ€”โ€”
Tropical Storm Helene โ†’Tropical StormSep 2024โ€”โ€”
Hurricane Debby โ†’Tropical StormAug 2024โ€”โ€”
Tropical Storm Debby โ†’Tropical StormAug 2024โ€”โ€”
Severe Storms, Straight-line Winds, and โ€ฆ โ†’Severe StormJun 2024$1.6Mโ€”
Hurricane Ian โ†’HurricaneSep 2022โ€”โ€”
Tropical Storm Ian โ†’HurricaneSep 2022โ€”โ€”
Tropical Storm Fred โ†’HurricaneAug 2021โ€”โ€”
Hurricane Sally โ†’HurricaneSep 2020$22.9M$1.0M
Hurricane Sally โ†’HurricaneSep 2020โ€”โ€”
5 Mile Swamp Fire โ†’FireMay 2020โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$893K$105K
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Hurricane Dorian โ†’HurricaneAug 2019โ€”โ€”
Hurricane Michael โ†’HurricaneOct 2018โ€”โ€”
Hurricane Nate โ†’HurricaneOct 2017$10Kโ€”
Hurricane Irma โ†’HurricaneSep 2017$4Kโ€”
Hurricane Irma โ†’HurricaneSep 2017โ€”โ€”
Severe Storms, Tornadoes, Straight-line โ€ฆ โ†’Severe StormMay 2014$4.5M$1.8M
Hurricane Isaac โ†’HurricaneOct 2012$621Kโ€”

Showing 20 of 48 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

10,434

Total Claims Paid

$527,486,112

Avg Claim Payout

$50,555

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

70

Federal Funding

$54,882,739

Properties Protected

2,290

Avg Benefit-Cost Ratio

1.96

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
205.8: Retrofitting Public Structures - Wind10$203,751
202.2: Elevation of Private Structures - Coastal10$4,521,305
103.1: Feasibility, Engineering and Design Studies; 403.2: Stormwater Management - Diversions8$5,924,228
205.7: Retrofitting Private Structures - Wind7$14,952,975
403.2: Stormwater Management - Diversions6$6,288,201

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Navarre has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, lightning, tornado. The area has had 43 federal disaster declarations. The most common disaster type is hurricane (24 declarations). 10,434 flood insurance claims have been filed in the area. FEMA has obligated $165,580,194 in public assistance recovery funding. $24,701,727 has been distributed in individual assistance to disaster-affected residents. 70 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

31.5%

4.6pp below the national average

Depression Rate

19.4%

4.1pp below the national average

Diabetes Rate

9.9%

2.0pp below the national average

Uninsured Rate

10.1%

0.5pp below the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

35.4%

Arthritis

24.4%

Cancer (excl. skin)

8.3%

Teeth Lost (65+)

8.7%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

17.3%

14+ days in past month

Depression

19.4%

Loneliness

โ€”

Lack of Support

โ€”

Disability Prevalence

Any Disability

27.2%

Mobility

11.1%

Cognitive

13.2%

Hearing

5.9%

Vision

4.0%

Self-Care

3.0%

Independent Living

6.7%

Navarre has an obesity rate of 31.5%, which is 4.6pp below the national average. The depression rate is 19.4%, 4.1pp below the national average. About 10.1% of adults lack health insurance. 78.2% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

5

Avg CMS Rating

3.4 / 5

Nearest Hospital

14.5 mi

Hca Florida Fort Walton-Destin...

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Hca Florida Fort Walton-Destin Hospital14.5 miAcute Care Hospitals3/5Yes
Gulf Breeze Hospital14.6 miAcute Care Hospitals4/5Yes
Sacred Heart Hospital18.2 miAcute Care Hospitals3/5Yes
Baptist Hospital19.6 miAcute Care Hospitals4/5Yes
Hca Florida West Hospital21.4 miAcute Care Hospitals3/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

1

Pop. Served

47,793

Violations (5yr)

0

No violations

System NamePop. ServedViolations (5yr)
HOLLEY-NAVARRE WATER SYSTEM47,7930

There are 1 water system serving the area.

Infrastructure

Commute Overview2023 ACS

Drive Alone

79.3%

+1% vs national

Public Transit

0.0%

-99% vs national

Work From Home

9.8%

+6% vs national

Carpool

8.3%

Walk / Bike

1.2%

combined

How Navarre's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Commute data for Navarre, FL covers travel times and transportation modes. 79.3% of workers drive alone, compared to the national average of 78.7%. 9.8% work from home, which is below the FL state average of 13.8%. 8.3% of workers carpool. 1.1% walk to work.

Internet & Broadband Access

Source: Census ACS

Broadband Access

96.1%

of households

Cable / Fiber / DSL

85.7%

of households

No Internet

3.0%

of households

Total Households

14,209

Internet Subscription Types

Cable, Fiber, or DSL
85.7%
Cellular Data Plan
91.8%
Satellite
7.4%
Cellular Only (no wired)
8.3%
No Internet Access
3.0%

Device Ownership

Source: Census ACS

Has Computer

96.5%

of households

Smartphone

92.3%

of households

Desktop / Laptop

90.2%

of households

Tablet

74.7%

of households

Any Computing Device
96.5%
Smartphone
92.3%
Desktop / Laptop
90.2%
Tablet
74.7%
Smartphone Only
3.1%
No Computer
3.5%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

14.1ยข

per kWh

-26% vs 25,000 - 50,000 avg

Commercial Rate

11.0ยข

per kWh

-29% vs 25,000 - 50,000 avg

Industrial Rate

8.5ยข

per kWh

-28% vs 25,000 - 50,000 avg

Avg Monthly Bill

$156

residential

+6% vs 25,000 - 50,000 avg

17% below the national average of 17.1ยข/kWh

Residential electricity in Florida averages 14.1ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $156. State-level averages from EIA Electric Sales & Revenue data (2024).

Navarre vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

1

Population Served

47,793

Violations (5yr)

0

System NameTypeSourcePop. ServedViolations
HOLLEY-NAVARRE WATER SYSTEMCommunityGround water47,7930

96.1% of households in Navarre have broadband internet access. 85.7% have cable, fiber, or DSL service. 8.3% rely solely on cellular data without a wired connection. 3.0% of households have no internet access. The area is served by 1 water system, providing water to 47,793 people. No water quality violations have been reported in the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Navarre is located in Santa Rosa County, FL. Results reflect all voters in the county, not just those in Navarre.

Election Overview

Source: Santa Rosa County (2024)

2024 Winner

Republican

Dem Votes

27,035

24.1%

GOP Votes

84,314

75.0%

Total Votes

112,424

Margin

R+51.0%

Shift from 2020

R+4.4pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+51.0%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202427,03584,314112,42424.1%75.0%R+51.0
202027,61277,385106,92825.8%72.4%R+46.6
201618,39865,12687,43221.0%74.5%R+53.4

In the 2024 presidential election, Santa Rosa County recorded 112,424 total votes. Republicans won the county with 75.0% of the vote compared to 24.1% for Democrats, a margin of R+51.0%. Compared to 2020, the margin shifted R+4.4pp from the previous election. Since 2016, Santa Rosa County has shifted 2.5 percentage points toward Democrats.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

124

Total Assets

$6.0M

Total Income

$5.5M

Per 10K Residents

31.8

nonprofits

-44.7% vs peers avg

Orgs with >$1M Assets

3

Median Assets

$23K

Oldest Active

1949

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Education
19
Human Services
17
Recreation & Sports
13
Animal-Related
10
Religion
10
Philanthropy
8
Arts & Culture
4
Health Care
3
Youth Development
3
Community Improvement
3
Science & Tech
3
Public Benefit
3
Environment
2
Mental Health
2
Voluntary Health
1
Crime & Legal
1
Food & Agriculture
1
Housing & Shelter
1
Public Safety
1
International
1
96.4%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $5.7M of $6.0M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 25,000 - 50,000

Largest Nonprofits in Navarre

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
EMERALD COAST WILDLIFE REFUGE INCAnimal-Related$1.2M$341K1995
NAVARRE BEACH SEA TURTLE CONSERVATION CENTER INCAnimal-Related$1.2M$928K2013
TASK FORCE DAGGER FOUNDATIONPhilanthropy$1.2M$1.3M2014
NAVARRE YOUTH SPORTS ASSOCIATION INCRecreation & Sports$444K$943K1985
PREGNANCY RESOURCE CENTER NAVARREHealth Care$401K$197K2016
HOLLEY NAVARRE SENIOR ASSOCIATION INCHuman Services$384K$70K1993
CROWNED FOR ASHES CORPHuman Services$343K$106K2019
JOSEPH D AND MARGIT AMBERSLEY FAMILY FOUNDATIONPhilanthropy$334K$115K2001
NAVARRE BEACH AREA CHAMBER OF COMMERCE FOUNDATION INCEducation$205K$104K2003
CARING AND SHARING OF SOUTH SANTA ROSA COUNTY INCHuman Services$103K$50K1991
PARENT BOOSTER USA INCEducation$78K$187K2005
STARFISH PROJECT INCHuman Services$23K$7K2016
GREYHOUND PETS OF AMERICAAnimal-Related$23Kโ€”1989
NAVARRE RAIDERS QUARTERBACK CLUB INCEducation$23K$122K2002
GULF POINTE LATIN SCHOOL CORPORATIONEducation$21K$5K2012
GULF COAST ABLE ACADEMY INCORPORATEDHuman Services$10K$319K2022
KREWE OF KARIBBEAN INCPublic Benefit$9K$27K2023
MICHELE W HILL FOUNDATION INCPhilanthropy$9K$30K2014
NAVARRE COMMUNITY OUTREACH INCโ€”$7K$86K1974
KAMDENS GROUP HUG INCHuman Services$3K$1K2020
PERFORMING ARTS CULTURAL EXCHANGEPhilanthropy$2K$507K2019
NORTHWEST FLORIDA VOLUNTEERFIREFIGHTER WEEKEND COUNCIL INCORPOPublic Safety$2K$2K2013
COMMUNITY ENRICHMENT CENTER NAVARREFood & Agriculture$2K$2K2013
AMERICAN YAKERS INCRecreation & Sports$1K$3K2018
SET FREE WOMENS REFUGEโ€”$937$46K2021
AID FOR ZION INCInternational$656$2K2024
GATHERING HOUSE CHURCH INCReligion$173โ€”2023

Navarre, FL has 124 registered 501(c)(3) nonprofit organizations with combined assets of $6.0M. The most common category is Education, with 19 organizations. 3 nonprofits have assets exceeding $1 million. That works out to 31.8 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1949.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

101

Total Approved

$45.8M

Jobs Supported

885

Per 10K Residents

25.9

SBA loans

-72.5% vs peers avg

Unique Lenders

52

Top Lender

Hancock Whitney Bank

11 loans

Top Industry

Accommodation & Food Services

Data Span

1993โ€“2025

Loan Program Breakdown

Source: SBA FOIA
7(a)85% of all loans

Loans

86

Total Amount

$34.4M

Avg Loan

$399,622

Median Loan

$136,300

SBA Guaranteed

$26.2M(76%)

Jobs Supported

698

50415% of all loans

Loans

15

Total Amount

$11.4M

Avg Loan

$762,667

Median Loan

$430,000

7(a) โ€” 85%504 โ€” 15%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

35

35% of all-time total

Recent Amount

$28.4M

62% of all-time total

Avg Recent Loan

$811,400

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Accommodation & Food Services34 loans
NAICS 72
$22.1M
Health Care & Social Assistance17 loans
NAICS 62
$12.0M
Professional & Technical Services10 loans
NAICS 54
$510K
Construction7 loans
NAICS 23
$1.1M
Retail Trade6 loans
NAICS 44
$1.4M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 25,000 - 50,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Heritage Lock Llc1$4.6M
Happy Joe's Pizza & Ice Cream Parlor1$3.4M
K & N Industries, Llc1$3.2M
The Hideaway Retreat Llc1$2.7M
Silver 7 Properties Llc (epc) & Navarre Family Eye Care Llc (oc)1$2.0M
Asd Llc1$2.0M
Hilltrust Coffee Llc1$2.0M
Navarre Wellness1$1.9M
K &amp; N Industries, Llc1$1.7M
The Grillehouse Navarre Llc1$1.7M

Navarre, FL has received 101 SBA loans totaling $45.8M in approved funding between 1993 and 2025. The 7(a) program accounts for 86 loans (85% of the total), supporting 698 jobs. The 504 program, focused on real estate and large equipment, has funded 15 loans totaling $11.4M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Navarre is Hancock Whitney Bank with 11 loans. That works out to 25.9 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

3

Total Population

85,481

Avg Median Income

$90,134

Avg Home Value

$339,967

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
3256329,672$97,139$362,500$1,69216.6
3256643,166$99,501$361,000$1,78239.2
3256912,643$73,762$296,400$1,4564.1

Navarre, FL has 3 ZIP codes with a combined population of 85,481. The average median household income across all ZIP codes is $90,134. The average median home value is $339,967. The average median monthly rent is $1,643.

Similar Cities

Cities with similar population, income, housing, crime, education, and demographic profiles.

County Data

Advertisement