Cost of Living in Lutz, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
169.6
100 = national avg
+69.6 vs national average
Living Wage (1 Adult)
$74,634
per year
Living Wage (Family of 4)
$176,409
per year
Cost Index by Category
Housing197.9
Food137.5
Transportation175.1
Healthcare130.0
Utilities142.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,696
per month
2 Bedroom
$1,977
per month
The overall cost of living index in Lutz is 169.6, which is 69.6% above the national average. Housing costs are above the national average at an index of 197.9. A single adult needs to earn approximately $74,634 per year to cover basic expenses.